WHITE PINE COMMUNITY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

JESSICA DICK

Phone

7153626000

Tax Period

2023-10-01 to 2024-09-30

WHITE PINE COMMUNITY, founded in 1979, is a small nonprofit in the Arts, Culture & Humanities sector that reported $748K in total revenue in fiscal year 2023. Expenses of $834K exceeded revenue, resulting in a 12% operating deficit.

Mission

WHITE PINE COMMUNITY BROADCASTING, INC EXISTS TO INFORM, ENTERTAIN, AND ENGAGE OUR COMMUNITY; ENRICH LIVES WITH MUSIC, INFORMATION, AND INTERACTION; AND BUILD POSITIVE LASTING RELATIONSHIPS.

Program Service Accomplishments

Program 1

Expenses: $412,242

PUBLIC RADIO STATION BROADCASTING IN NORTHERN WISCONSIN AND THE UPPER PENINSULA OF MICHIGAN TO PRSENT PROGRAM SERVICES WHICH ENRICH, ENTERTAIN AND EDUCATE, IN THE BROADEST SENSE, THE CITIZENS OF...

PUBLIC RADIO STATION BROADCASTING IN NORTHERN WISCONSIN AND THE UPPER PENINSULA OF MICHIGAN TO PRSENT PROGRAM SERVICES WHICH ENRICH, ENTERTAIN AND EDUCATE, IN THE BROADEST SENSE, THE CITIZENS OF LOCAL COMMUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $567,265

Program Service Revenue $56,187

Investment Income $56,323

Other Revenue $68,354

TOTAL REVENUE $748,129

Expense Breakdown

Grants Paid $0

Salaries & Benefits $455,777

Fundraising Expenses $154,401

Program Expenses $412,242

Other Expenses $378,637

TOTAL EXPENSES $834,414

Year-over-Year Comparison

	2023	2022	Change
Revenue	$748,129	$719,250	+0.0%
Expenses	$834,414	$795,795	+0.0%
Net Income	$-86,285	$-76,545	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$73,075

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JESSICA DICK	DIRECTOR	40.00	Director	$73,075	$0	$73,075
JANE BANNING	DIRECTOR	2.00	Director	$0	$0	$0
SUSAN BRONSON	DIRECTOR	1.00	Director	$0	$0	$0
JEFF BURKE	DIRECTOR	3.00	Director	$0	$0	$0
SUZANNE FLORY	CHAIR	1.00	Officer Director	$0	$0	$0
JOHN HARRIS	DIRECTOR	2.00	Director	$0	$0	$0
RALPH SOLUME JR	TREASURER	2.00	Officer Director	$0	$0	$0
GAMI MILLER	DIRECTOR	1.00	Director	$0	$0	$0
ALISON PICHOWKSI	DIRECTOR	2.00	Director	$0	$0	$0
JON SIMSONSEN	DIRECTOR	1.00	Director	$0	$0	$0
MIKE SMOLAREK	DIRECTOR	2.00	Director	$0	$0	$0
KATIE THORSON	DIRECTOR	40.00	Officer Director	$0	$0	$0
KARI VADIS	DIRECTOR	2.00	Director	$0	$0	$0
TONY HJELLE	DIRECTOR	2.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$748,129	$834,414	$1,263,050	$-86,285
2023	$719,250	$795,795	$1,350,832	$-76,545
2022	$658,361	$750,359	$1,445,075	$-91,998
2021	$924,603	$695,686	$1,468,900	$228,917
2020	$675,809	$679,064	$1,310,976	$-3,255
2019	$637,454	$698,762	$1,146,728	$-61,308
2018	$677,527	$653,928	$1,222,259	$23,599