BAILEYS HARBOR COMMUNITY ASSOC INC (EIN 391342490) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

STEPHEN MAKOVEC

Phone

9208392366

Tax Period

2025-01-01 to 2025-12-31

BAILEYS HARBOR COMMUNITY ASSOC INC, founded in 1979, is a small nonprofit that reported $192K in total revenue in fiscal year 2025. Revenue fell 29% from the prior year — a significant decline worth monitoring.

Mission

TO PROMOTE THE COMMUNITY OF BAILEYS HARBOR AND ITS HISTORY; TO PROVIDE CIVIC IMPROVEMENTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $19,325

Program Service Revenue $170,866

Investment Income $2,083

Other Revenue $0

TOTAL REVENUE $192,274

Expense Breakdown

Grants Paid $0

Salaries & Benefits $63,453

Fundraising Expenses $6,345

Program Expenses $155,820

Other Expenses $131,076

TOTAL EXPENSES $194,529

Year-over-Year Comparison

	2025	2024	Change
Revenue	$192,274	$271,488	-0.3%
Expenses	$194,529	$182,035	+0.1%
Net Income	$-2,255	$89,453	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEPHEN MAKOVEC	TREASURER	35.00	Officer Director	$0	$0	$0
SCOTT BENNETT	PRESIDENT	16.00	Officer Director	$0	$0	$0
SAM NELSON	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
JIM BROCKMAN	SECRETARY	5.00	Officer Director	$0	$0	$0
KURT KEIFER	DIRECTOR	10.00	Director	$0	$0	$0
MADDIE KWATARSKI	DIRECTOR	5.00	Director	$0	$0	$0
WAYNE SCAGGS	DIRECTOR	1.00	Director	$0	$0	$0
BONNIE SMITH	DIRECTOR	15.00	Director	$0	$0	$0
MELISSA JOPPE	SECRETARY	10.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$192,274	$194,529	$281,587	$-2,255
2024	$271,488	$182,035	$223,297	$89,453
2023	$387,176	$461,085	$138,678	$-73,909
2022	$538,646	$480,507	$200,278	$58,139
2021	$201,635	$137,442	$146,941	$64,193

BAILEYS HARBOR COMMUNITY ASSOC INC