CABLE AREA CHAMBER OF COMMERCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

CARRIE RASMUSSEN

Phone

7157983833

Tax Period

2024-01-01 to 2024-12-31

CABLE AREA CHAMBER OF COMMERCE INC, founded in 1980, is a small nonprofit that reported $243K in total revenue in fiscal year 2024.

Mission

ENCOURAGE ECONOMIC GROWTH, COMMUNITY DEVELOPMENT, PROVIDE RESOURCES, FOSTER COMMUNICATION, PROMOTE COMMUNITY WIDE COLLABORATION; TO SUPPORT EXISTING BUSINESSES, NEW BUSINESSES AND ENHANCE QUALITY OF LIFE IN AN ENVIRONMENTALLY, CULTURALLY,& SOCIALLY SENSITIVE WAY.

Program Service Accomplishments

Program 1

Expenses: $256,072 Revenue: $173,893

INDIRECT EXPENSES OF PUTTING ON COMMUNITY EVENTS AND DIRECT EXPENSES OF AREA ADVERTISING THROUGH VARIOUS TYPES OF MEDIA BENEFITING MORE THAN 200 MEMBERS AND MANY OTHERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $45,364

Program Service Revenue $171,760

Investment Income $37

Other Revenue $25,911

TOTAL REVENUE $243,072

Expense Breakdown

Grants Paid $0

Salaries & Benefits $88,877

Fundraising Expenses $0

Program Expenses $256,072

Other Expenses $167,195

TOTAL EXPENSES $256,072

Year-over-Year Comparison

	2024	2023	Change
Revenue	$243,072	$242,860	+0.0%
Expenses	$256,072	$255,592	+0.0%
Net Income	$-13,000	$-12,732	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMY BYRD	DIRECTOR	1.00	Director	$0	$0	$0
JAMIE ROBERTS	DIRECTOR	1.00	Director	$0	$0	$0
CYNDI KASTROSKY	DIRECTOR	1.00	Director	$0	$0	$0
KATIE BARNINGHAM	DIRECTOR	1.00	Director	$0	$0	$0
TALI AMUNDSON	SECRETARY/TREASURER	1.00	Officer	$0	$0	$0
CARRIE RASMUSSEN	PRESIDENT	2.00	Officer	$0	$0	$0
HEIDI MCKINNEY	VICE PRESIDENT	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$243,072	$256,072	$322,764	$-13,000
2023	$242,860	$255,592	$312,967	$-12,732
2022	$234,467	$237,473	$289,529	$-3,006
2021	$134,165	$159,311	$240,730	$-25,146
2020	$180,067	$139,793	$133,772	$40,274
2019	$182,075	$157,832	$62,612	$24,243
2018	$212,300	$204,810	$28,305	$7,490