GERMANTOWN AREA CHAMBER OF COMMERCE AND INDUSTRY INC (EIN 391433813) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Phone

2622551812

Tax Period

2024-01-01 to 2024-12-31

GERMANTOWN AREA CHAMBER OF COMMERCE AND INDUSTRY INC, founded in 1994, is a small nonprofit in the Community Improvement sector that reported $217K in total revenue in fiscal year 2024. Expenses of $210K left a modest 4% surplus.

Mission

PROVIDING COMMUNITY NEEDS AND SERVICES, REPRESENTING AND PROMOTING THE INTERESTS OF THE LOCAL BUSINESSES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $25,002

Program Service Revenue $189,438

Investment Income $1,258

Other Revenue $1,665

TOTAL REVENUE $217,363

Expense Breakdown

Grants Paid $0

Salaries & Benefits $76,978

Fundraising Expenses $0

Other Expenses $132,545

TOTAL EXPENSES $209,523

Year-over-Year Comparison

	2024	2023	Change
Revenue	$217,363	N/A	N/A
Expenses	$209,523	N/A	N/A
Net Income	$7,840	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$46,050

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOLETTA KERPAN	EXECUTIVE DIREC	40.00	Director	$46,050	$0	$46,050
ALAN WEDAL	Vice President	2.00	Officer Director	$0	$0	$0
STEVE BINTZ	Director	2.00	Officer Director	$0	$0	$0
JON HAFEMANN	Director	2.00	Officer Director	$0	$0	$0
RANDALL HELLESEN	Director	2.00	Officer Director	$0	$0	$0
MICHELLE GREINER	President	2.00	Officer Director	$0	$0	$0
GARRET NEWKIRK	Treasurer	2.00	Officer Director	$0	$0	$0
DAWN GRAHAM	Director	2.00	Director	$0	$0	$0
JULIE ASHLOCK	Director	2.00	Officer Director	$0	$0	$0
KIRK GRAMOLL	Director	2.00	Officer Director	$0	$0	$0
LEN RIEBAU	Director	2.00	Officer Director	$0	$0	$0
STEVE KREKLOW	Director	2.00	Officer Director	$0	$0	$0
MICHAEL MALLWITZ	Director	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$217,363	$209,523	$101,698	$7,840

GERMANTOWN AREA CHAMBER OF COMMERCE AND INDUSTRY INC