CAMBRIDGE AREA CHAMBER OF COMMERCE

EIN: 391539901

CAMBRIDGE, WI

Total Revenue
$148
Total Expenses
$1,497
Total Assets
$9,437
Net Assets
$9,437
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1995
Legal Domicile
WI
Tax Period
2021-01-01 to 2021-12-31

CAMBRIDGE AREA CHAMBER OF COMMERCE, founded in 1995, is a micro nonprofit that reported $148 in total revenue in fiscal year 2021. Expenses of $1K exceeded revenue, resulting in a 911% operating deficit.

Mission

Promotion of Cambridge

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $148
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $148

Expense Breakdown

Grants Paid $0
Salaries & Benefits $124
Fundraising Expenses $0
Other Expenses $1,373
TOTAL EXPENSES $1,497

Year-over-Year Comparison

2021 2020 Change
Revenue $148 N/A N/A
Expenses $1,497 N/A N/A
Net Income $-1,349 N/A N/A
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
93
Independent Members
93
Employees
1
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
3
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Richard Nelson Board Member 5.00
Director
$0 $0 $0
David Mittlesteadt Board Member 5.00
Director
$0 $0 $0
Nathan Perry Board Member 5.00
Director
$0 $0 $0
Nicole Rothe Treasurer 10.00
Officer
$0 $0 $0
Mary K Raether SECRETARY 10.00
Officer
$0 $0 $0
Karen Anderson President 10.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2021 $148 $1,497 $9,437 $-1,349
2020 $4,302 $17,004 $10,786 $-12,702
2019 $32,388 $17,680 $23,488 $14,708
2018 $15,932 $16,640 $8,780 $-708
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