ADAMS COUNTY CHAMBER OF COMMERCE INC (EIN 391623590) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Phone

6083396997

Tax Period

2024-01-01 to 2024-12-31

ADAMS COUNTY CHAMBER OF COMMERCE INC, founded in 1987, is a small nonprofit in the Community Improvement sector that reported $220K in total revenue in fiscal year 2024.

Mission

TO DEVELOP A COMMUNITY MINDSET FOR BUSINESSES TO OPERATE SUCCESSFULLY AND TO FOSTER AND DEVELOP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $35,000

Program Service Revenue $185,256

Investment Income $0

Other Revenue $0

TOTAL REVENUE $220,256

Expense Breakdown

Grants Paid $0

Salaries & Benefits $100,493

Fundraising Expenses $0

Other Expenses $121,577

TOTAL EXPENSES $222,070

Year-over-Year Comparison

	2024	2023	Change
Revenue	$220,256	N/A	N/A
Expenses	$222,070	N/A	N/A
Net Income	$-1,814	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$100,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MEGAN STECKELBERG	EXECUTIVE DIRECTOR	40.00	Officer	$50,000	$0	$100,000
RAJANNE MILLER	PRESIDENT	1.00	Officer Director	$0	$0	$0
JENNIFER PARR	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
JANI ZANDER	TREASURER	1.00	Officer Director	$0	$0	$0
BILL WHITWORTH	DIRECTOR	1.00	Officer Director	$0	$0	$0
MARY ANDERLA	DIRECTOR	1.00	Officer Director	$0	$0	$0
KELLY HILL	DIRECTOR	1.00	Officer Director	$0	$0	$0
ANGELA KOSSMAN	DIRECTOR	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$220,256	$222,070	$125,255	$-1,814
2023	$182,383	$214,183	$192,506	$-31,800
2021	$281,084	$133,607	$241,447	$147,477

ADAMS COUNTY CHAMBER OF COMMERCE INC