EDUCATIONAL TRUST ST THERESA ROMAN CATHOLIC CONGREGATION (EIN 391637564) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

Jeff Ruecker

Phone

9209233085

Tax Period

2025-01-01 to 2025-12-31

EDUCATIONAL TRUST ST THERESA ROMAN CATHOLIC CONGREGATION, founded in 1986, is a micro nonprofit that reported $63K in total revenue in fiscal year 2025. Revenue surged 23% from the prior year, signaling strong growth momentum. The organization ran a surplus of $28K, a strong 44% operating margin.

Mission

Funding Catholic Education and Capital Improvements with Investment Income

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $62,871

Other Revenue $0

TOTAL REVENUE $62,871

Expense Breakdown

Grants Paid $35,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $35,040

Other Expenses $40

TOTAL EXPENSES $35,040

Year-over-Year Comparison

	2025	2024	Change
Revenue	$62,871	$50,957	+0.2%
Expenses	$35,040	$35,040	N/A
Net Income	$27,831	$15,917	+0.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Allan Lackas	Trustee	2	Director	$0	$0	$0
Jeff Ruecker	Trustee	3	Director	$0	$0	$0
Mike Bodden	Ex officio Member	0.2	Director	$0	$0	$0
Lee Bleuel	Trustee	0.1	Director	$0	$0	$0
Reverend Nathaniel Miniatt	Trustee	0	Director	$0	$0	$0
Eileen Lifke	Trustee	0.1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$62,871	$35,040	$1,729,714	$27,831
2024	$50,957	$35,040	$1,602,326	$15,917
2023	$37,226	$35,040	$1,297,060	$2,186
2022	$18,808	$35,040	$1,102,841	$-16,232
2021	$29,294	$35,040	$1,274,216	$-5,746
2020	$39,895	$35,040	$1,041,521	$4,855

EDUCATIONAL TRUST ST THERESA ROMAN CATHOLIC CONGREGATION