RIVERWAY HOMES LTD (EIN 391667738) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

BRETT GERBER

Phone

7154341717

Tax Period

2024-01-01 to 2024-12-31

RIVERWAY HOMES LTD, founded in 1990, is a small nonprofit that reported $214K in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion. Net assets of $626K represent 35 months of operating reserves.

Mission

HANDICAPPED HOUSING

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $209,205

Investment Income $5,171

Other Revenue $0

TOTAL REVENUE $214,376

Expense Breakdown

Grants Paid $0

Salaries & Benefits $52,337

Fundraising Expenses $0

Program Expenses $163,616

Other Expenses $163,214

TOTAL EXPENSES $215,551

Year-over-Year Comparison

	2024	2023	Change
Revenue	$214,376	$188,601	+0.1%
Expenses	$215,551	$218,875	0.0%
Net Income	$-1,175	$-30,274	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$824,532

Total Directors

$979,089

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRETT GERBER	PRESIDENT/CEO	1.00	Officer Director	$0	$139,859	$673,379
TERRA PAWLIUK-MCGIFFIN	SECRETARY/TREASURER	1.00	Officer Director	$0	$38,272	$151,153
CAROLINE LOYAS	DIRECTOR	1.00	Director	$0	$30,527	$154,557

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$214,376	$215,551	$644,783	$-1,175
2023	$188,601	$218,875	$642,871	$-30,274
2022	$158,696	$209,270	$682,709	$-50,574
2021	$153,156	$199,743	$733,753	$-46,587
2020	$150,204	$171,228	$771,843	$-21,024
2019	$138,879	$152,533	$789,899	$-13,654
2018	$130,668	$145,333	$826,699	$-14,665

RIVERWAY HOMES LTD