ST LOUIS AREA DRESSAGE SOCIETY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1976

Legal Domicile

Principal Officer

EMILY COUCH

Phone

5736195933

Tax Period

2025-01-01 to 2025-12-31

ST LOUIS AREA DRESSAGE SOCIETY, founded in 1976, is a micro nonprofit that reported $7K in total revenue in fiscal year 2025. Revenue fell 85% from the prior year — a significant decline worth monitoring. Expenses of $23K exceeded revenue, resulting in a 219% operating deficit.

Mission

TO FOSTER AND INCREASE INTEREST AND PARTICIPATION IN DRESSAGE IN THE ST. LOUIS AREA

Program Service Accomplishments

Program 1

PROVIDE EDUCATIONAL OPPORTUNITIES TO INDIVIDUALS IN THE DRESSAGE TRAINING OF THEIR HORSES. THE ORGANIZATION HOLDS COMPETITIONS WHERE INDIVIDUALS DEMONSTRATE MASTERY OF DRESSAGE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $9,680

Program Service Revenue $3,758

Investment Income $738

Other Revenue $-6,999

TOTAL REVENUE $7,177

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $10,422

Other Expenses $22,890

TOTAL EXPENSES $22,890

Year-over-Year Comparison

	2025	2024	Change
Revenue	$7,177	$46,822	-0.8%
Expenses	$22,890	$20,977	+0.1%
Net Income	$-15,713	$25,845	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EMILY COUCH	PRESIDENT	N/A	Officer Director	$0	$0	$0
SARAH SZACHNIESKI	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
CAROL MOFFATT	SECRETARY	N/A	Officer Director	$0	$0	$0
MARY POWNALL	TREASURER	N/A	Officer Director	$0	$0	$0
DAWN WHITE	DIRECTOR	N/A	Director	$0	$0	$0
KELSEY HENRY	DIRECTOR	N/A	Director	$0	$0	$0
BARBARA WOOD	DIRECTOR	N/A	Director	$0	$0	$0
TAFFY ROSS	DIRECTOR	N/A	Director	$0	$0	$0
ANNE ORCUTT	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$7,177	$22,890	$50,829	$-15,713
2024	$46,822	$20,977	$66,477	$25,845
2023	$23,997	$8,869	$40,592	$15,128
2022	$11,324	$12,812	$25,464	$-1,488
2021	$12,253	$10,538	$26,952	$1,715
2020	$11,581	$10,465	$25,237	$1,116
2019	$3,452	$8,155	$24,166	$-4,703
2018	$9,524	$8,923	$29,619	$601