CONGREGATIONAL INVESTMENT TRUST CO (EIN 391795262) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

SAME AS C ABOVE

Phone

7163767235

Tax Period

2024-04-01 to 2025-03-31

CONGREGATIONAL INVESTMENT TRUST CO, founded in 2012, is a community nonprofit in the Religion sector that reported $2.0M in total revenue in fiscal year 2024. The organization ran a surplus of $432K, a strong 22% operating margin.

Mission

TO PROVIDE SUPPORT FOR THE VARIOUS CHRISTIAN OGANIZATIONS THAT COMPRISE THE CONGREGATIONAL INVESTMENT TRUST

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $429,741

Program Service Revenue $0

Investment Income $1,524,332

Other Revenue $0

TOTAL REVENUE $1,954,073

Expense Breakdown

Grants Paid $1,415,805

Salaries & Benefits $38,613

Fundraising Expenses $0

Program Expenses $1,415,805

Other Expenses $67,763

TOTAL EXPENSES $1,522,181

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,954,073	$1,994,375	0.0%
Expenses	$1,522,181	$1,071,379	+0.4%
Net Income	$431,892	$922,996	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
REV ART RITTER	MODERATOR/CHAIR	1.0	Officer Director	$0	$0	$0
KATE O'DELL	SECRETARY	1.0	Officer Director	$0	$0	$0
PATRICK STEWART	TREASURER	1.0	Officer Director	$0	$0	$0
REV IRVEN GAMMON	TRUSTEE	1.0	Director	$0	$0	$0
JOANNE SIMPSON	TRUSTEE	1.0	Director	$0	$0	$0
REV WILLIAM RON TOLIVER	TRUSTEE	1.0	Director	$0	$0	$0
REV RICH MILLER-TODD	TRUSTEE	1.0	Director	$0	$0	$0
REV NORM ERLENDSON	TRUSTEE	1.0	Director	$0	$0	$0
CYNTHIA HARDY	TRUSTEE	1.0	Director	$0	$0	$0
REV ROBB TARR	TRUSTEE	1.0	Director	$0	$0	$0
MELINDA JASTER	TRUSTEE	1.0	Director	$0	$0	$0
N/A	TRUSTEE	1.0		$38,613	$0	$38,613

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,954,073	$1,522,181	$20,841,534	$431,892
2024	$1,994,375	$1,071,379	$20,409,642	$922,996
2023	$840,253	$662,285	$19,379,793	$177,968
2022	$1,600,992	$569,026	$19,203,099	$1,031,966
2021	$1,958,702	$1,091,689	$18,147,991	$867,013
2020	$1,601,283	$651,530	$17,270,236	$949,753
2019	$1,357,132	$948,241	$16,318,363	$408,891

CONGREGATIONAL INVESTMENT TRUST CO