Loyal Unified Fire & Ambulance Service Inc (EIN 391814729) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

Mitchell Malm

Phone

7152558721

Tax Period

2024-01-01 to 2024-12-31

Loyal Unified Fire & Ambulance Service Inc, founded in 1994, is a small nonprofit in the Public Safety sector that reported $206K in total revenue in fiscal year 2024. Revenue fell 44% from the prior year — a significant decline worth monitoring. Expenses of $291K exceeded revenue, resulting in a 42% operating deficit.

Mission

All member townships are able to receive emergency medical services

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $114,835

Program Service Revenue $73,858

Investment Income $3,635

Other Revenue $13,202

TOTAL REVENUE $205,530

Expense Breakdown

Grants Paid $150

Salaries & Benefits $48,537

Fundraising Expenses $0

Program Expenses $291,088

Other Expenses $242,401

TOTAL EXPENSES $291,088

Year-over-Year Comparison

	2024	2023	Change
Revenue	$205,530	$365,090	-0.4%
Expenses	$291,088	$255,079	+0.1%
Net Income	$-85,558	$110,011	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$14,408

Total Directors

$14,408

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Margie Szymanski	Ambulance Secretary/Treasurer	004.00	Officer Director	$6,073	$0	$6,073
David Esselman	Ambulance Chief	001.00	Officer Director	$4,867	$0	$4,867
Michael Meyer	Fire Secretary/Treasuer	001.00	Officer Director	$2,048	$0	$2,048
Scott Radue	Fire Chief	001.00	Officer Director	$1,420	$0	$1,420
Mitchell Malm	Chairman	001.00	Officer Director	$0	$0	$0
Lynn Luchterhand	Director	001.00	Director	$0	$0	$0
Thomas Bobrofsky	Director	001.00	Director	$0	$0	$0
Jesse Zvolena	Director	001.00	Director	$0	$0	$0
Ken Loos	Director	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$205,530	$291,088	$1,050,206	$-85,558
2023	$365,090	$255,079	$1,130,522	$110,011
2022	$261,870	$210,565	$1,025,248	$51,305
2021	$286,397	$214,018	$969,206	$72,379
2020	$160,340	$179,711	$891,876	$-19,371
2019	$181,747	$159,397	$842,328	$22,350
2018	$147,495	$158,583	$824,836	$-11,088

Loyal Unified Fire & Ambulance Service Inc