MADISON, WI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)FORWARD COMMUNITY INVESTMENTS INC, founded in 1994, is a community nonprofit in the Community Improvement sector that reported $3.7M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. The organization ran a surplus of $655K, a strong 18% operating margin.
WE INVEST IN PEOPLE, PROJECTS, AND ORGANIZATIONS THAT CREATE LASTING IMPACT, ADDRESSING COMMUNITY NEEDS IN INNOVATIVE AND EFFECTIVE WAYS. BY LEVERAGING A NETWORK OF PARTNERSHIPS AND CREATIVE FINANCING, WE ENSURE INDIVIDUALS AND NEIGHBORHOODS ACROSS WISCONSIN HAVE ACCESS TO THE RESOURCES THEY NEED TO PROSPER.
COMMUNITY LENDING SERVICES - FCI'S LENDING SERVICES INCORPORATE ACTIVITIES ESSENTIAL TO PROVIDING LOANS TO FCI'S CLIENTS. THOSE SERVICES INCLUDE DEVELOPING AND MAINTAINING CLIENT, LENDER AND INVESTOR...
COMMUNITY LENDING SERVICES - FCI'S LENDING SERVICES INCORPORATE ACTIVITIES ESSENTIAL TO PROVIDING LOANS TO FCI'S CLIENTS. THOSE SERVICES INCLUDE DEVELOPING AND MAINTAINING CLIENT, LENDER AND INVESTOR RELATIONS; PROCESSING LOAN REQUESTS; UNDERWRITING; LOAN SERVICING; TECHNICAL ASSISTANCE AND CONSULTING FOR CLIENTS; AND RAISING AND SERVICING INVESTMENTS. OVER ITS LIFETIME, FCI HAS DISBURSED A LITTLE MORE THAN $106.8 MILLION TO BENEFIT ORGANIZATIONS AND INITIATIVES THROUGHOUT WISCONSIN. OVER THE YEARS, FCI'S LOANS HAVE CREATED OR SUSTAINED 2,659 UNITS OF AFFORDABLE HOUSING AND INDIRECTLY PROVIDED SERVICES TO MORE THAN 721,000 LOW-INCOME INDIVIDUALS. AND, THROUGH BUSINESS INCUBATION STRATEGIES AND EXPANDED COMMUNITY FACILITIES, FCI NONPROFIT BORROWERS HAVE CREATED OR RETAINED MORE THAN 6,870 JOBS FOR WISCONSIN RESIDENTS AND ADDED OVER 1,764 NEW DAYCARE SLOTS.SOME OF FCI'S ACCOMPLISHMENTS FOR COMMUNITY LENDING SERVICES IN 2024 INCLUDE:CLOSED 17 NEW AND REFINANCED LOANS TOTALING $4.6 MILLION IN TWO DIFFERENT COUNTIES. THE FUNDS WERE USED FOR COMMUNITY FACILITIES, AFFORDABLE HOUSING, WORKING CAPITAL AND LINES OF CREDIT. CLOSED JUST OVER $27 MILLION IN NEW MARKET TAX CREDIT TRANSACTION.FCI BORROWERS RECEIVED ONE-ON-ONE TECHNICAL ASSISTANCE AND ADVICE ON TOPICS RANGING FROM MANAGING CASH FLOW TO MONITORING CONSTRUCTION BUDGETS TO DEVELOPING MULTI-YEAR PROJECTIONS.
COMMUNITY INVESTMENTS - ACTIVITIES INCLUDE PLANNING, IMPLEMENTATION AND OVERSIGHT OF THE ANNUAL GRANTS PROCESS; OVERSIGHT OF ANNUAL DISTRIBUTIONS FROM DONOR ADVISED FUNDS; DEVELOPING AND MAINTAINING...
COMMUNITY INVESTMENTS - ACTIVITIES INCLUDE PLANNING, IMPLEMENTATION AND OVERSIGHT OF THE ANNUAL GRANTS PROCESS; OVERSIGHT OF ANNUAL DISTRIBUTIONS FROM DONOR ADVISED FUNDS; DEVELOPING AND MAINTAINING GRANTEE AND STAKEHOLDER RELATIONSHIPS; AND PROCESSING AND SERVICING GRANT REQUESTS. THIS ALSO INCLUDES PROGRAMS FUNDED BY LARGER GRANTS THAT HAVE A PASS-THROUGH GRANT ASPECT TO THEM.SOME OF FCI'S ACCOMPLISHMENTS FOR COMMUNITY INVESTMENTS IN 2024 INCLUDE: AIDED DEPLOYMENT OF $500,000 IN GRANTS AS ADMINISTRATOR FOR RACINE DOMINICAN SISTERS TO ORGANIZATIONS IN WISCONSIN.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $3,661,266 | $3,357,666 | +0.1% |
| Expenses | $3,006,726 | $2,652,437 | +0.1% |
| Net Income | $654,540 | $705,229 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JASMINE MERCADO | CO-CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| RAYNETTA HILL | CO-CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| JEFF MACK JR | VICE-CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| PAMELA GUTHMAN | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| PAUL FEHRENBACH | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| MIKE FLYNN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHRIS LAURENT | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| FERN ORIE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| WALLY ORZECHOWSKI | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| RYAN ZERWER | PRESIDENT & CEO | 40.00 |
Officer
|
$243,062 | $0 | $243,062 |
| ROBERT BEACH | CHIEF OPERATING OFFICER | 40.00 |
Highest
|
$170,713 | $10,224 | $180,937 |
| EVAN REED | DIRECTOR OF LENDING | 40.00 |
Highest
|
$148,698 | $16,094 | $164,792 |
| FAUSTO RIVERA | SENIOR COMMUNITY LENDER | 40.00 |
Highest
|
$114,733 | $37,676 | $152,409 |
| JODEL WOGOU | DIRECTOR OF FINANCE | 40.00 |
Highest
|
$103,962 | $8,964 | $112,926 |
| KIRBY TOON | DIRECTOR OF CAPITAL STRATEGY | 40.00 |
Highest
|
$136,297 | $4,095 | $140,392 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $3,661,266 | $3,006,726 | $34,802,949 | $654,540 |
| 2023 | $3,357,666 | $2,652,437 | $33,131,053 | $705,229 |
| 2022 | $5,155,108 | $2,939,270 | $29,924,868 | $2,215,838 |
| 2021 | $3,745,420 | $2,081,525 | $29,361,508 | $1,663,895 |
| 2020 | $2,367,453 | $2,220,339 | $27,246,396 | $147,114 |
| 2019 | $2,941,773 | $2,240,202 | $27,278,627 | $701,571 |
| 2018 | $3,124,492 | $2,637,157 | $25,876,980 | $487,335 |
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