MERCER AREA CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

LEIGH CLEVELAND

Phone

7154762389

Tax Period

2024-01-01 to 2024-12-31

MERCER AREA CHAMBER OF COMMERCE, founded in 1999, is a small nonprofit in the Community Improvement sector that reported $191K in total revenue in fiscal year 2024.

Mission

FOSTER THE ECONOMIC GROWTH AND WELL-BEING OF THE AREA AS A WHOLE, BY SUPPORTING AND PROMOTING THE CIVIC, SOCIAL AND COMMERCIAL DEVELOPMENT OF MERCER

Program Service Accomplishments

Program 1

ADVERTISE THE COMMUNITY AND LOCAL EVENTS TO ATTRACT VISTORS TO THE AREA. ATTEND SPORTS SHOWS TO PROMOTE THE AREA ACTIVITIES THAT ARE AVAILABLE DURING THE DIFFERENT SEASONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $43,353

Program Service Revenue $103,700

Investment Income $0

Other Revenue $43,902

TOTAL REVENUE $190,955

Expense Breakdown

Grants Paid $0

Salaries & Benefits $72,331

Fundraising Expenses $0

Other Expenses $129,021

TOTAL EXPENSES $201,352

Year-over-Year Comparison

	2024	2023	Change
Revenue	$190,955	$197,211	0.0%
Expenses	$201,352	$230,726	-0.1%
Net Income	$-10,397	$-33,515	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$52,696

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTINE VAN WINKLE	PRESIDENT	1.00	Officer	$0	$0	$0
DORALYN THOMAS	VICE PRESIDENT	1.00	Officer	$0	$0	$0
KAITLIN THORPE	SECRETARY	1.00	Officer	$0	$0	$0
ERIC BEHNKE	DIRECTOR	1.00	Director	$0	$0	$0
JULIA PUSATERI	DIRECTOR	1.00	Director	$0	$0	$0
LEIGH CLEVELAND	TREASURER	1.00	Officer	$0	$0	$0
MELISSA COPP	EXECUTIVE DIRECTOR	40.00	Key Emp	$52,696	$0	$52,696

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$190,955	$201,352	$220,411	$-10,397
2023	$197,211	$230,726	$231,296	$-33,515
2022	$185,723	$175,932	$269,509	$9,791
2021	$222,109	$127,749	$254,257	$94,360