Berean Bible Institute Inc (EIN 391960514) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

Dr Robert E Nix

Phone

2626445504

Tax Period

2025-01-01 to 2025-12-31

Berean Bible Institute Inc, founded in 1999, is a small nonprofit in the Education sector that reported $412K in total revenue in fiscal year 2025. Revenue surged 24% from the prior year, signaling strong growth momentum. The organization ran a surplus of $77K, a strong 19% operating margin.

Mission

Bible and ministry education programs

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $391,865

Program Service Revenue $18,189

Investment Income $1,887

Other Revenue $0

TOTAL REVENUE $411,941

Expense Breakdown

Grants Paid $0

Salaries & Benefits $267,858

Fundraising Expenses $14,345

Program Expenses $250,339

Other Expenses $67,056

TOTAL EXPENSES $334,914

Year-over-Year Comparison

	2025	2024	Change
Revenue	$411,941	$332,894	+0.2%
Expenses	$334,914	$292,291	+0.1%
Net Income	$77,027	$40,603	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$83,686

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Dr Robert E Nix	President	20.00	Officer	$71,840	$0	$71,840
Matthew Ritchey	Vice Chairman	1.00	Officer	$11,846	$0	$11,846
Byron Finley	Director	1.00	Director	$0	$0	$0
Randy Hughes	Chairman	1.00	Director	$0	$0	$0
Michael Ratsch	Secretary	1.00	Officer	$0	$0	$0
Randy Wiskirchen	Treasurer	1.00	Officer	$0	$0	$0
Jeffrey Seekins	Vice President	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$411,941	$334,914	$411,013	$77,027
2024	No data	No data	No data	No data
2023	$266,885	$348,398	$297,584	$-81,513
2022	$237,040	$397,911	$379,375	$-160,871
2021	$223,103	$311,368	$547,988	$-88,265
2020	$354,955	$322,981	$626,409	$31,974
2019	$240,249	$339,101	$593,446	$-98,852
2018	$216,605	$333,491	$696,243	$-116,886

Berean Bible Institute Inc