Steko Ministries

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2025

Legal Domicile

Principal Officer

Nathan Kloc

Phone

7167901828

Tax Period

2025-05-06 to 2025-12-31

Steko Ministries, founded in 2025, is a small nonprofit in the Religion sector that reported $327K in total revenue in fiscal year 2025. The organization ran a surplus of $321K, a strong 98% operating margin.

Mission

Steko Ministries was founded on a word from God prompting the teaching of truth in a broken world. There is an enemy fighting for the hearts, souls, and minds of our children. Our desire is to prepare and equip the next generation to stand firm on Christian faith.

Program Service Accomplishments

Program 1

During initial year, no expenditures were made for program services

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $327,312

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $327,312

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $6,275

TOTAL EXPENSES $6,275

Year-over-Year Comparison

	2025	2024	Change
Revenue	$327,312	N/A	N/A
Expenses	$6,275	N/A	N/A
Net Income	$321,037	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
David Herne	Independent Director	001.00	Director	$0	$0	$0
Jesse Minor	Independent Director	001.00	Director	$0	$0	$0
Andrew Barr	Independent Director	001.00	Director	$0	$0	$0
Nathan Kloc	President	020.00	Officer	$0	$0	$0
Jacob Clark	Vice President	010.00	Officer	$0	$0	$0
Olivia Kloc	Sec/Treas	015.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$327,312	$6,275	$321,037	$321,037