Air Tech Credit Union

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Phone

4147441325

Tax Period

2025-01-01 to 2025-12-31

Air Tech Credit Union, founded in 1957, is a small nonprofit that reported $100K in total revenue in fiscal year 2025. Expenses of $95K left a modest 5% surplus.

Mission

none

Program Service Accomplishments

Program 1

Expenses: $95,172 Revenue: $0

WE FUNDED 81 LOANS DURING 2025 AS OF 12 31 2025 WE HAD 298000 IN CONSUMER LOANS

Program 2

WE HAVE DEPOSIT TRANSACTION AND INVESTMENT ACCOUNTS WITH 610 MEMBERS AT 12 31 25 DURING 2024 WE OPENED 12 NEW DEPOSITS TRANSACTION AND INVESTMENT ACCOUNTS

Program 3

n a

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $80,105

Investment Income $20,145

Other Revenue $0

TOTAL REVENUE $100,250

Expense Breakdown

Grants Paid $0

Salaries & Benefits $45,009

Fundraising Expenses $0

Program Expenses $95,172

Other Expenses $50,163

TOTAL EXPENSES $95,172

Year-over-Year Comparison

	2025	2024	Change
Revenue	$100,250	$101,815	0.0%
Expenses	$95,172	$96,785	0.0%
Net Income	$5,078	$5,030	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$14,976

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kandace Lessard	Manager	12	Officer	$14,976	$0	$14,976
Mike Nuoffer	Vice Chairman	0	Officer Director	$0	$0	$0
Kristin Zahn	Director	0	Director	$0	$0	$0
Matt Kuspa	Treasurer	0	Officer Director	$0	$0	$0
Donna Galik	Secretary	0	Director	$0	$0	$0
Corey Schmauz	Director	0	Director	$0	$0	$0
Luke Meier	Director	0	Director	$0	$0	$0
William Rebholz	Chairman	0		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$100,250	$95,172	$2,179,468	$5,078
2024	$101,815	$96,785	$2,366,022	$5,030
2023	$90,934	$100,457	$3,086,871	$-9,523
2022	$70,965	$95,691	$2,992,790	$-24,726
2021	$73,618	$84,907	$3,158,624	$-11,289
2020	$102,586	$98,444	$3,201,529	$4,142
2019	$121,921	$102,582	$3,339,325	$19,339
2018	$111,133	$108,212	$3,236,242	$2,921