UNIVERSITY INSURANCE ASSOCIATION (EIN 396077530) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1939

Legal Domicile

Principal Officer

WILLIAM MAAS

Phone

6082655088

Tax Period

2023-01-01 to 2023-12-31

UNIVERSITY INSURANCE ASSOCIATION, founded in 1939, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2023. Revenue surged 67% from the prior year, signaling strong growth momentum. Expenses of $957K left a modest 13% surplus.

Mission

TO PROVIDE ACCESS TO DECREASING TERM LIFE INSURANCE UNDER A GROUP POLICY AT GROUP RATES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,070,919

Investment Income $30,411

Other Revenue $0

TOTAL REVENUE $1,101,330

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $802,100

Other Expenses $154,502

TOTAL EXPENSES $956,602

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,101,330	$661,166	+0.7%
Expenses	$956,602	$1,050,267	-0.1%
Net Income	$144,728	$-389,101	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WILLIAM MAAS	PRESIDENT	1.00	Officer Director	$0	$0	$0
KRISTOPHER PRESLER	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
JANELLE CROWLEY	SECRETARY	1.00	Officer Director	$0	$0	$0
MATTHEW RAUNIO	TREASURER	1.00	Officer Director	$0	$0	$0
WANDA GREW-JASKEN	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAM OGDEN	DIRECTOR	1.00	Director	$0	$0	$0
CATHY RIEDL-FARREY	DIRECTOR	1.00	Director	$0	$0	$0
ERIC ROESLER	DIRECTOR	1.00	Director	$0	$0	$0
CAREY WOODWARD	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$1,101,330	$956,602	No data	$144,728
2022	$661,166	$1,050,267	$793,844	$-389,101
2021	$663,540	$1,084,831	$1,533,589	$-421,291
2021	$8,777	$359,420	$1,182,946	$-350,643
2020	$681,159	$875,872	$1,954,880	$-194,713
2019	$667,608	$913,885	$2,149,593	$-246,277
2018	$644,785	$723,182	$2,395,870	$-78,397

UNIVERSITY INSURANCE ASSOCIATION