Arden Hills, MN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CATHOLIC UNITED FINANCIAL, founded in 1878, is a mid-sized nonprofit that reported $67.6M in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year. Expenses of $78.5M exceeded revenue, resulting in a 16% operating deficit.
Catholic United Financial exists as a not-for-profit fraternal benefit society to: Promote fraternalism and charity among its members through a Local Council system and a representative form of goverment. Provide its members with life insurance, annuities and other products, services and benefits that will contribute to the financial well-being of our members and their families. Support the Roman Catholic Church in extending the faith, especially by commending and encouraging Catholic schools and religious education. Strive to be a good employer and contributing member of our community.
Benefits totaling $54,621,648 were paid to our members in accordance with our mission to provide life insurance, annuities and other products, services and benefits that contribute to the financial...
Benefits totaling $54,621,648 were paid to our members in accordance with our mission to provide life insurance, annuities and other products, services and benefits that contribute to the financial well-being of our members and their families. $11,361,331 was paid in death claims, $43,200,167 was paid for annuity, supplementary contract and other policy benefits, and $60,150 was paid for secondary and post-secondary scholarships.
In accordance with our mission to promote fraternalism and charity among our members through a local council system and representative governance, $366,855 was provided to our Councils and...
In accordance with our mission to promote fraternalism and charity among our members through a local council system and representative governance, $366,855 was provided to our Councils and communities. Of this amount, $130,325 was spent on Local Councils, $70,608 on matching grants, $113,118 was spent to conduct Regional Member Gatherings, $10,006 on miscellaneous donations, and $42,798 was spent on Member Recognition programs and conducting Gather4Good events. Gather4Good is a volunteer, family-oriented service project started in 2010 to assemble personal care kits for people in the local community experiencing homelessness.
In accordance with our mission to support the Roman Catholic Church in extending the faith, commending and encouraging Catholic schools and religious education, Fraternal benefits totaling $371,724...
In accordance with our mission to support the Roman Catholic Church in extending the faith, commending and encouraging Catholic schools and religious education, Fraternal benefits totaling $371,724 were spent during the year. Of this total, $32,245 was provided for contributions, $274,620 was spent as operating support for our Foundation, and $147,840 was spent supporting Catholic education, including the Annual Catholic Schools Raffle. This Raffle has raised over $16 million for over 150 Catholic schools since its inception 16 years ago.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $67,560,323 | $73,502,168 | -0.1% |
| Expenses | $78,534,026 | $73,545,830 | +0.1% |
| Net Income | $-10,973,703 | $-43,662 | +250.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Michael Ahles | President/Chairman | 37.5 |
Officer
|
$428,603 | $40,119 | $468,722 |
| Paul Zastrow | Sr. VP, Secretary/Treasurer | 37.5 |
Officer
|
$365,914 | $37,475 | $403,389 |
| John Tetzloff | Director of Sales | 37.5 |
Highest
|
$230,641 | $30,486 | $261,127 |
| Gregory Gall | Central Regional Director | 37.5 |
Highest
|
$202,901 | $16,664 | $219,565 |
| John Kolodziejczyk | Directorof Information Systems | 37.5 |
Highest
|
$170,293 | $31,811 | $202,104 |
| Gary Maki | Director of Human Resources | 37.5 |
Highest
|
$162,034 | $37,364 | $199,398 |
| Butch Byers | Southwest Regional Director | 37.5 |
Highest
|
$183,952 | $1,434 | $185,386 |
| Jack Kerbeshian | Director of Product | 37.5 |
Highest
|
$179,979 | $1,730 | $181,709 |
| Renee Brod | Board Member | 3 |
Director
|
$18,750 | $0 | $18,750 |
| James Wensel | Board Member | 3 |
Director
|
$17,250 | $0 | $17,250 |
| Martin Seifert | Board Member | 3 |
Director
|
$17,250 | $0 | $17,250 |
| Jean Hart | Board Member | 3 |
Director
|
$17,250 | $0 | $17,250 |
| Jason A Adkins | Board Member | 3 |
Director
|
$17,250 | $0 | $17,250 |
| James Gibbons | Board Member | 3 |
Director
|
$17,250 | $0 | $17,250 |
| William Lucas | Board Member | 3 |
Director
|
$17,250 | $0 | $17,250 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $67,560,323 | $78,534,026 | $951,784,215 | $-10,973,703 |
| 2023 | $73,502,168 | $73,545,830 | $999,429,811 | $-43,662 |
| 2022 | $71,850,379 | $78,547,910 | $1,055,250,995 | $-6,697,531 |
| 2021 | $64,273,025 | $63,814,163 | $1,060,682,360 | $458,862 |
| 2020 | $64,726,366 | $66,430,133 | $1,021,424,544 | $-1,703,767 |
| 2019 | $75,032,534 | $75,612,310 | $1,001,210,528 | $-579,776 |
| 2018 | $78,331,214 | $77,722,076 | $969,975,238 | $609,138 |
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