CHAMBER OF COMMERCE OF FERGUS FALLS INC (EIN 410192908) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Phone

2187366951

Tax Period

2024-10-01 to 2025-09-30

CHAMBER OF COMMERCE OF FERGUS FALLS INC is a small nonprofit that reported $246K in total revenue in fiscal year 2024. Expenses of $227K left a modest 7% surplus.

Mission

WE SERVE AS THE LEAD ADVOCATE AND RESOURCE FOR OUR MEMBERS AND CREATE PARTNERSHIPS THAT FOSTER A HEALTHY BUSINESS CLIMATE INT HE FERGUS FALLS AREA. WE MARKET BUSINESS, BUILD BUSINESS RELATIONSHIPS, SOLVE WORKFORCE ISSUES AND PROVIDE TOURISTS AND NEW RESIDENTS WITH INFORMATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $201,807

Program Service Revenue $0

Investment Income $2,939

Other Revenue $40,812

TOTAL REVENUE $245,558

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $227,292

TOTAL EXPENSES $227,292

Year-over-Year Comparison

	2024	2023	Change
Revenue	$245,558	$240,005	+0.0%
Expenses	$227,292	$249,870	-0.1%
Net Income	$18,266	$-9,865	-2.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LISA WORKMAN	Executive Dir.	40.00	Director	$0	$0	$0
BEN BRIMHALL	Director	0.00	Officer Director	$0	$0	$0
LARISSA CAMPBELL	CAHIR ELECT	0.00	Director	$0	$0	$0
NATE KUNDE	PAST CHAIR	0.00	Officer Director	$0	$0	$0
ZACH TYSDAL	PAST CHAIR	0.00	Officer Director	$0	$0	$0
DANIELA ZENS	Director	0.00	Director	$0	$0	$0
DUSTIN MORRIS	Chairman	0.00	Director	$0	$0	$0
DARRELL SCHREIBER	Director	0.00	Director	$0	$0	$0
EMILY SIVERTSON	Director	0.00	Director	$0	$0	$0
MELISSA DAVIS	Director	0.00	Director	$0	$0	$0
ISAAC DANIELS	Director	0.00	Director	$0	$0	$0
STEPHANIE GROW	Director	0.00	Director	$0	$0	$0
JOSH BOLLUYT	VICE CHAIR	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$245,558	$227,292	$566,327	$18,266
2024	$240,005	$249,870	$559,553	$-9,865
2023	$235,505	$252,366	$578,987	$-16,861
2022	$281,044	$230,592	$594,057	$50,452
2021	$261,912	$206,576	$574,975	$55,336
2020	$227,666	$203,489	$521,180	$24,177
2019	$281,349	$237,619	$502,786	$43,730
2018	$278,767	$220,614	$440,766	$58,153

CHAMBER OF COMMERCE OF FERGUS FALLS INC