CHAMBER OF COMMERCE BLUE EARTH MN (EIN 410678223) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Phone

5075262916

Tax Period

2023-01-01 to 2023-12-31

CHAMBER OF COMMERCE BLUE EARTH MN, founded in 1960, is a small nonprofit that reported $164K in total revenue in fiscal year 2023. Revenue fell 28% from the prior year — a significant decline worth monitoring. Expenses of $209K exceeded revenue, resulting in a 27% operating deficit.

Mission

TO PROMOTE AREA ECONOMIC AND SOCIAL OBJECTIVES FOR THE BENEFIT OF THE RURAL COMMUNITY CITIZENS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $58,769

Program Service Revenue $99,939

Investment Income $351

Other Revenue $4,879

TOTAL REVENUE $163,938

Expense Breakdown

Grants Paid $0

Salaries & Benefits $50,039

Fundraising Expenses $0

Program Expenses $208,665

Other Expenses $158,625

TOTAL EXPENSES $208,664

Year-over-Year Comparison

	2023	2022	Change
Revenue	$163,938	$229,203	-0.3%
Expenses	$208,664	$240,742	-0.1%
Net Income	$-44,726	$-11,539	+2.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

126

Independent Members

126

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$16,472

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHELLIE POETTER	Executive Dir.	40.00	Director	$16,472	$0	$16,472
RENA ZIERKE	Director	2.00	Director	$0	$0	$0
MARISSA HUMBURG	Director	2.00	Director	$0	$0	$0
MEGAN HANSON-HAASE	Chair	2.00	Officer Director	$0	$0	$0
DALLAS BARSLOU	Director	2.00	Director	$0	$0	$0
JONAH PIRSIG	Director	2.00	Director	$0	$0	$0
JULIE ACKERMAN	Director	2.00	Director	$0	$0	$0
CHELSEA RICE	Treasurer	2.00	Officer Director	$0	$0	$0
KRISTIN WOODWICK	Vice Chair	2.00	Officer Director	$0	$0	$0
AMY SMITH	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$163,938	$208,664	$130,400	$-44,726
2022	$229,203	$240,742	$178,306	$-11,539
2021	$211,876	$182,603	$189,445	$29,273
2020	$260,727	$181,698	$176,287	$79,029
2019	$186,206	$172,492	$97,258	$13,714
2018	$215,854	$272,138	No data	$-56,284

CHAMBER OF COMMERCE BLUE EARTH MN