DULUTH AREA FAMILY YMCA

EIN: 410693931 501(c)(3) Human Services

DULUTH, MN

Total Revenue
$15,149,086
Total Expenses
$14,212,463
Total Assets
$25,189,388
Net Assets
$23,302,235
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1883
Legal Domicile
MN
Principal Officer
SARA COLE
Phone
2187224745
Tax Period
2025-01-01 to 2025-12-31

DULUTH AREA FAMILY YMCA, founded in 1883, is a mid-sized nonprofit in the Human Services sector that reported $15.1M in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $14.2M left a modest 6% surplus.

Mission

THE Y IS A LEADING NONPROFIT COMMITTED TO STRENGTHENING THE COMMUNITY BY CONNECTING ALL PEOPLE TO THEIR POTENTIAL, PURPOSE, AND EACH OTHER. WORKING TOGETHER, WE FOCUS ON EMPOWERING YOUNG PEOPLE, IMPROVING HEALTH AND WELLBEING, AND INSPIRING ACTION IN AND ACROSS OUR COMMUNITY. THE DULUTH AREA FAMILY YMCA HAS BEEN STRENGTHENING OUR COMMUNITY FOR OVER 150 YEARS THROUGH PROGRAMS DEDICATED TO YOUTH DEVELOPMENT, HEALTHY LIVING, AND SOCIAL RESPONSIBILITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $3,046,767
Program Service Revenue $11,868,298
Investment Income $212,019
Other Revenue $22,002
TOTAL REVENUE $15,149,086

Expense Breakdown

Grants Paid $255,130
Salaries & Benefits $9,406,540
Fundraising Expenses $107,792
Program Expenses $11,010,096
Other Expenses $4,550,793
TOTAL EXPENSES $14,212,463

Year-over-Year Comparison

2025 2024 Change
Revenue $15,149,086 $13,773,747 +0.1%
Expenses $14,212,463 $13,138,791 +0.1%
Net Income $936,623 $634,956 +0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
16
Independent Members
16
Employees
823
Volunteers
932

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$925,635
Total Directors
16
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CATHERINE CARTER HUBER ASSOCIATION BOARD CHAIR 3.00
Officer Director
$0 $0 $0
MATT BAUMGARTNER PAST ASSOCATION BOARD CHAIR 1.00
Officer Director
$0 $0 $0
JILL FAUCHALD ASSOCATION BOARD SECRETARY 1.00
Officer Director
$0 $0 $0
BRIAN HREN TREASURER 1.00
Officer Director
$0 $0 $0
ALLISON BLAKELY HANIG-LANDRUS DIRECTOR 1.00
Director
$0 $0 $0
CHIAMAKA ENEMUOH DIRECTOR 1.00
Director
$0 $0 $0
HANNAH STEVENS DIRECTOR 1.00
Director
$0 $0 $0
CHAD CURRAN DIRECTOR 1.00
Director
$0 $0 $0
JENNA MAKI DIRECTOR 1.00
Director
$0 $0 $0
DAVID MILLS DIRECTOR 1.00
Director
$0 $0 $0
DEVIN STIGSELL DIRECTOR 1.00
Director
$0 $0 $0
ELIZABETH DURAND DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL PENNINGTON DIRECTOR 1.00
Director
$0 $0 $0
JUDGE STEVEN HANKE DIRECTOR 1.00
Director
$0 $0 $0
THERESA SEVERANCE DIRECTOR 1.00
Director
$0 $0 $0
DAN MUMFORD GENERAL COUNSEL 1.00
Director
$0 $0 $0
SARA COLE PRESIDENT & CEO 40.00
Officer
$372,979 $70,710 $443,689
AMY HUME CFO AND VP OF ADMIN & SHARED SVCS. 40.00
Officer
$213,260 $67,227 $280,487
JERAMY KATCHUBA COO 40.00
Officer
$156,588 $44,871 $201,459
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $15,149,086 $14,212,463 $25,189,388 $936,623
2024 No data No data No data No data
2023 $13,065,870 $12,921,155 $21,924,580 $144,715
2022 $11,928,349 $10,943,772 $20,344,302 $984,577
2021 $9,544,208 $7,932,081 $21,867,355 $1,612,127
2020 $9,986,282 $6,632,725 $17,836,266 $3,353,557
2019 $7,254,552 $6,992,065 $13,826,111 $262,487
2018 $6,703,277 $6,623,511 $12,339,834 $79,766
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