DULUTH AREA FAMILY YMCA

EIN: 410693931 501(c)(3) Human Services

DULUTH, MN

Total Revenue
$15,149,086
Total Expenses
$14,212,463
Total Assets
$25,189,388
Net Assets
$23,302,235
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Financial Trends

Organization Details

Formation Year
1883
Legal Domicile
MN
Principal Officer
SARA COLE
Phone
2187224745
Tax Period
2025-01-01 to 2025-12-31

DULUTH AREA FAMILY YMCA, founded in 1883, is a mid-sized nonprofit in the Human Services sector that reported $15.1M in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $14.2M left a modest 6% surplus.

Mission

THE DULUTH AREA FAMILY YMCA IS DEDICATED TO PUTTING THE PRINCIPLES OF CARING, HONESTY, RESPECT, AND RESPONSIBILITY INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND, AND BODY FOR ALL.

Program Service Accomplishments

Program 1
Expenses: $5,045,504 Revenue: $1,113,993

YOUTH DEVELOPMENT - OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE THAT ALL KIDS DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE...

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YOUTH DEVELOPMENT - OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE THAT ALL KIDS DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH, AND EDUCATIONAL ACHIEVEMENT. OUR YMCA PROGRAMS, SUCH AS EARLY EDUCATION, SUMMER RESIDENTIAL CAMP, OUT OF SCHOOL TIME CARE AND DAY CAMP OFFER A RANGE OF EXPERIENCES THAT ENRICH COGNITIVE, SOCIAL, PHYSICAL, AND EMOTIONAL GROWTH. SUBSIDIES AND DIRECT FINANCIAL ASSISTANCE MAKE PARTICIPANT POSSIBLE FOR 100 PERCENT OF THE YOUNG PEOPLE WE ENGAGE. THE DULUTH AREA FAMILY YMCA OPERATES CAMP MILLER SUMMER CAMP IN STURGEON LAKE, MN. CAMP MILLER HAD 471 CHILDREN ATTEND WITH $36,458 IN SCHOLARSHIPS GIVEN OUT. IN 2025 THE YMCA PROVIDED EARLY EDUCATION SERVICES TO 204 CHILDREN AND OUT OF SCHOOL PROGRAMMING TO 1,840 CHILDREN AND SUMMER DAY CAMP TO 569 CHILDREN. PROGRAMS PROVIDED CRITICAL LEARNING OPPORTUNITIES ELEVATING SCHOOL SUCCESS AND CONFIDENCE.

Program 2
Expenses: $4,823,035 Revenue: $7,861,293

HEALTHY LIVING - THE Y IS A LEADING VOICE ON HEALTH AND WELL-BEING. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH, AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN, AND SHARED...

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HEALTHY LIVING - THE Y IS A LEADING VOICE ON HEALTH AND WELL-BEING. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH, AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN, AND SHARED INTERESTS. PEOPLE IN OUR COMMUNITY ARE RECEIVING THE SUPPORT, GUIDANCE, AND RESOURCES THEY NEED TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND, AND BODY. THIS IS PARTICULARLY IMPORTANT AS OUR NATION STRUGGLES AN OBESITY CRISIS, FAMILIES STRUGGLE WITH WORK/LIFE BALANCE, AND INDIVIDUALS SEARCH FOR PERSONAL FULFILLMENT. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE, AND OPEN TO ALL FAITHS, BACKGROUNDS, ABILITIES, AND INCOME LEVELS. IN 2025, WE PROVIDED $207,000 IN FINANCIAL ASSISTANCE TO PEOPLE WHO OTHERWISE WOULD A HAVE FACED ECONOMIC BARRIERS TO MEMBERSHIP. FACILITIES INCLUDE LAP POOLS, WHEELCHAIR ACCESSIBLE WARM WATER THERAPY POOLS, WHIRLPOOLS, INDOOR RUN/WALK TRACK, ROCK CLIMBING WALL, FULLY EQUIPPED WELLNESS CENTER WITH CARDIO AND WEIGHT TRAINING EQUIPMENT, GROUP EXERCISE SPACE, GYMNASIUM WITH BASKETBALL AND VOLLEYBALL COURTS, RACQUETBALL AND SQUASH COURTS, AND A SUPERVISED KIDS CLUB FREE TO THOSE WITH FAMILY MEMBERSHIPS.

Program 3
Expenses: $1,141,557 Revenue: $2,115,764

SOCIAL RESPONSIBILITY - OUR YMCA BELIEVES IN GIVING BACK AND SUPPORTING OUR NEIGHBORS. WE HAVE BEEN LISTENING AND RESPONDING TO OUR COMMUNITY'S MOST CRITICAL SOCIAL NEEDS FOR MORE THAN 130 YEARS. Y...

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SOCIAL RESPONSIBILITY - OUR YMCA BELIEVES IN GIVING BACK AND SUPPORTING OUR NEIGHBORS. WE HAVE BEEN LISTENING AND RESPONDING TO OUR COMMUNITY'S MOST CRITICAL SOCIAL NEEDS FOR MORE THAN 130 YEARS. Y PROGRAMS, SUCH AS TRUE NORTH AMERICORPS, IS AN EXAMPLE OF HOW WE DELIVER TRAINING, RESOURCES, AND SUPPORT THAT EMPOWER OUR NEIGHBORS TO EFFECT CHANGE, BRIDGE GAPS, AND OVERCOME OBSTACLES. SINCE 2014, WE HAVE PLACED 1,000 AMERICORPS MEMBERS THROUGHOUT NORTHEASTERN MINNESOTA. TRUE NORTH AMERICORPS PLACES NATIONAL SERVICE MEMBERS IN SCHOOLS, AFTERSCHOOL PROGRAMS, AND YOUTH SERVICING AGENCIES. MEMBERS PROVIDE MATH AND READING INTERVENTIONS, AFTERSCHOOL CLUBS, SERVICE-LEARNING OPPORTUNITIES, MENTORING, AND SOCIAL-EMOTIONAL LEARNING. THE DULUTH AREA FAMILY YMCA IS COMMITTED TO YEAR-ROUND FOOD ACCESS AND HAS PROVIDED THOUSANDS OF MEALS. THE Y IS DEDICATED TO PROVIDING MEALS FOR FAMILIES IN OUR COMMUNITY! THE DULUTH AREA FAMILY YMCA IS THE LEADER IN OUR COMMUNITY PROVIDING CPR, FIRST AID AND LIFEGUARD TRAINING TO OUR COMMUNITIES. IN ADDITION, OUR Y PROVIDES TRAINING RESOURCES TO YMCA ACROSS OUR REGION AND PROVIDES LIFEGUARDS TO THE ONLY BEACH IN DULUTH THAT IS LIFEGUARDED.

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $3,046,767
Program Service Revenue $11,868,298
Investment Income $212,019
Other Revenue $22,002
TOTAL REVENUE $15,149,086

Expense Breakdown

Grants Paid $255,130
Salaries & Benefits $9,406,540
Fundraising Expenses $107,792
Program Expenses $11,010,096
Other Expenses $4,550,793
TOTAL EXPENSES $14,212,463

Year-over-Year Comparison

2025 2024 Change
Revenue $15,149,086 $13,773,747 +0.1%
Expenses $14,212,463 $13,138,791 +0.1%
Net Income $936,623 $634,956 +0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
16
Independent Members
16
Employees
823
Volunteers
932

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$925,635
Total Directors
16
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CATHERINE CARTER HUBER ASSOCIATION BOARD CHAIR 3.00
Officer Director
$0 $0 $0
MATT BAUMGARTNER PAST ASSOCATION BOARD CHAIR 1.00
Officer Director
$0 $0 $0
JILL FAUCHALD ASSOCATION BOARD SECRETARY 1.00
Officer Director
$0 $0 $0
BRIAN HREN TREASURER 1.00
Officer Director
$0 $0 $0
ALLISON BLAKELY HANIG-LANDRUS DIRECTOR 1.00
Director
$0 $0 $0
CHIAMAKA ENEMUOH DIRECTOR 1.00
Director
$0 $0 $0
HANNAH STEVENS DIRECTOR 1.00
Director
$0 $0 $0
CHAD CURRAN DIRECTOR 1.00
Director
$0 $0 $0
JENNA MAKI DIRECTOR 1.00
Director
$0 $0 $0
DAVID MILLS DIRECTOR 1.00
Director
$0 $0 $0
DEVIN STIGSELL DIRECTOR 1.00
Director
$0 $0 $0
ELIZABETH DURAND DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL PENNINGTON DIRECTOR 1.00
Director
$0 $0 $0
JUDGE STEVEN HANKE DIRECTOR 1.00
Director
$0 $0 $0
THERESA SEVERANCE DIRECTOR 1.00
Director
$0 $0 $0
DAN MUMFORD GENERAL COUNSEL 1.00
Director
$0 $0 $0
SARA COLE PRESIDENT & CEO 40.00
Officer
$372,979 $70,710 $443,689
AMY HUME CFO AND VP OF ADMIN & SHARED SVCS. 40.00
Officer
$213,260 $67,227 $280,487
JERAMY KATCHUBA COO 40.00
Officer
$156,588 $44,871 $201,459
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $15,149,086 $14,212,463 $25,189,388 $936,623
2024 No data No data No data No data
2023 $13,065,870 $12,921,155 $21,924,580 $144,715
2022 $11,928,349 $10,943,772 $20,344,302 $984,577
2021 $9,544,208 $7,932,081 $21,867,355 $1,612,127
2020 $9,986,282 $6,632,725 $17,836,266 $3,353,557
2019 $7,254,552 $6,992,065 $13,826,111 $262,487
2018 $6,703,277 $6,623,511 $12,339,834 $79,766
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