JEWISH FAMILY SERVICE OF ST PAUL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1911

Legal Domicile

Principal Officer

RUTH HAMPTON OLKON

Phone

6516980767

Tax Period

2026-01-01 to 2026-04-16

JEWISH FAMILY SERVICE OF ST PAUL, founded in 1911, is a micro nonprofit in the Human Services sector that reported $35K in total revenue in fiscal year 2025. Revenue fell 99% from the prior year — a significant decline worth monitoring. Expenses of $3.4M exceeded revenue, resulting in a 9621% operating deficit.

Mission

INSPIRED BY JEWISH VALUES, WE HELP PEOPLE FROM ALL BACKGROUNDS BUILD ON THEIR STRENGTHS AND MEET LIFE'S CHALLENGES.

Program Service Accomplishments

Program 1

Expenses: $3,105,302 Revenue: $18,874

ALL PROGRAMS AND ASSETS WERE TRANSFERRED DURING 2026 TO JEWISH FAMILY AND CHILDREN'S SERVICES OF MINNESOTA, A SECTION 501(C)(3) EXEMPT ORGANIZATION SERVING THE COMMUNITY PREVIOUSLY SERVED BY JEWISH...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $15,620

Program Service Revenue $18,874

Investment Income $624

Other Revenue $0

TOTAL REVENUE $35,118

Expense Breakdown

Grants Paid $3,104,280

Salaries & Benefits $218,935

Fundraising Expenses $777

Program Expenses $3,105,302

Other Expenses $90,526

TOTAL EXPENSES $3,413,741

Year-over-Year Comparison

	2025	2024	Change
Revenue	$35,118	$2,530,914	-1.0%
Expenses	$3,413,741	$3,277,064	+0.0%
Net Income	$-3,378,623	$-746,150	+3.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$48,536

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TOM CYTRON-HYSOM	PRESIDENT	1.00	Officer Director	$0	$0	$0
STUART SANDERS	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
FRED DULLES	TREASURER	1.00	Officer Director	$0	$0	$0
BRUCE MATZA	PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
MICHAEL MINSBERG	CORRESPONDING SECRETARY	1.00	Officer Director	$0	$0	$0
KATE SEARLS	RECORDING SECRETARY	1.00	Officer Director	$0	$0	$0
LINDA ALTER	BOARD MEMBER	1.00	Director	$0	$0	$0
ANDREA BACKES	BOARD MEMBER	1.00	Director	$0	$0	$0
JAMES FARNSWORTH	BOARD MEMBER	1.00	Director	$0	$0	$0
JASON KAUFMAN	BOARD MEMBER	1.00	Director	$0	$0	$0
PEGGY KIPP	BOARD MEMBER	1.00	Director	$0	$0	$0
RACHEL CRIST-HARIF	BOARD MEMBER	1.00	Director	$0	$0	$0
BARBIE LEVINE	BOARD MEMBER	1.00	Director	$0	$0	$0
JULIE STEIN DITTBERNER	BOARD MEMBER	1.00	Director	$0	$0	$0
SUSAN LEVEY	BOARD MEMBER	1.00	Director	$0	$0	$0
CARRIE FINK	BOARD MEMBER	1.00	Director	$0	$0	$0
MATT HAAR	BOARD MEMBER	1.00	Director	$0	$0	$0
ANDREW RAPAPORT	BOARD MEMBER	1.00	Director	$0	$0	$0
LARRY SOLOMON	BOARD MEMBER	1.00	Director	$0	$0	$0
JULIA WOLFE	BOARD MEMBER	1.00	Director	$0	$0	$0
MASHA YEVZELMAN	BOARD MEMBER	1.00	Director	$0	$0	$0
RUTH HAMPTON OLKON	CHIEF EXECUTIVE OFFICER	15.00	Officer	$39,000	$5,504	$44,504
LISA COHEN	DIRECTOR OF FINANCE & OPERATIONS	15.00	Officer	$3,570	$462	$4,032

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$35,118	$3,413,741	No data	$-3,378,623
2025	$2,530,914	$3,277,064	$3,491,423	$-746,150
2024	$3,569,933	$3,382,350	$4,463,643	$187,583
2023	$4,808,132	$3,936,512	$4,567,193	$871,620
2022	$3,403,062	$3,569,360	$3,257,586	$-166,298
2021	$3,700,119	$3,736,732	$4,146,307	$-36,613
2020	$3,946,496	$3,487,536	$3,781,332	$458,960
2019	$3,487,334	$3,331,141	$3,398,942	$156,193
2018	$2,690,150	$2,825,144	$3,100,754	$-134,994