CEREALS & GRAINS ASSOCIATION (EIN 410777936) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1915

Legal Domicile

Principal Officer

AMY HOPE

Phone

6514547250

Tax Period

2024-04-01 to 2025-03-31

CEREALS & GRAINS ASSOCIATION, founded in 1915, is a community nonprofit in the Food, Agriculture & Nutrition sector that reported $1.1M in total revenue in fiscal year 2024. Revenue fell 22% from the prior year — a significant decline worth monitoring. Expenses of $1.3M exceeded revenue, resulting in a 15% operating deficit.

Mission

SCIENTIFIC ORGANIZATION OF MEMBERS WHO ARE SPECIALISTS IN THE USE OF CEREAL GRAINS IN FOOD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $807,804

Investment Income $49,437

Other Revenue $285,548

TOTAL REVENUE $1,142,789

Expense Breakdown

Grants Paid $4,600

Salaries & Benefits $1,598,854

Fundraising Expenses $0

Program Expenses $754,053

Other Expenses $-285,259

TOTAL EXPENSES $1,318,195

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,142,789	$1,464,080	-0.2%
Expenses	$1,318,195	$1,455,685	-0.1%
Net Income	$-175,406	$8,395	-21.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

120

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$240,803

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DEIRDRE E ORTIZ	PAST PRESIDENT	1.00	Director	$0	$0	$0
JENNIFER S ROBINSON	PRESIDENT	1.00	Officer Director	$0	$0	$0
LAUREN RENEE BREWER	PRESIDENT ELECT	1.00	Officer Director	$0	$0	$0
ANDREIA BIANCHINI HEUBNER	DIRECTOR-AT-LARGE	1.00	Director	$0	$0	$0
SEAN FINNIE	DIRECTOR-AT-LARGE	1.00	Director	$0	$0	$0
RAY SHILLITO	DIRECTOR-AT-LARGE	1.00	Director	$0	$0	$0
JOSH WEAVER	TREASURER	1.00	Officer Director	$0	$0	$0
AMY HOPE	EXECUTIVE DIRECTOR VP	19.00	Officer	$131,723	$26,155	$157,878
LAURA MCGRADY	VP OF FINANCE	15.00	Officer	$64,790	$18,135	$82,925

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,142,789	$1,318,195	$2,400,596	$-175,406
2024	$1,464,080	$1,455,685	$2,722,667	$8,395
2023	$1,472,654	$1,703,585	$2,729,371	$-230,931
2022	$1,253,736	$1,359,582	$2,814,182	$-105,846
2021	$1,923,534	$1,417,862	$3,999,782	$505,672
2020	$1,906,110	$2,019,555	$2,787,791	$-113,445

CEREALS & GRAINS ASSOCIATION