CRYSTAL ROBBINSDALE HOME ASSOCIATION (EIN 410848765) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

ARTHUR ZENZEN

Phone

6128451396

Tax Period

2024-07-01 to 2025-06-30

CRYSTAL ROBBINSDALE HOME ASSOCIATION, founded in 2000, is a micro nonprofit that reported $68K in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion. Net assets of $1.6M represent 280 months of operating reserves.

Mission

CHANNELING FUNDS TO KNIGHTS OF COLUMBUS 3656 FOR CONTRIBUTIONS TO CHARITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $67,848

Other Revenue $25

TOTAL REVENUE $67,873

Expense Breakdown

Grants Paid $65,500

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $65,500

Other Expenses $2,207

TOTAL EXPENSES $67,707

Year-over-Year Comparison

	2024	2023	Change
Revenue	$67,873	$60,202	+0.1%
Expenses	$67,707	$60,928	+0.1%
Net Income	$166	$-726	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ARTHUR ZENZEN	TREASURER	3.00	Officer Director	$0	$0	$0
ANDY RUSINKO	PRESIDENT	1.00	Officer Director	$0	$0	$0
CAROL RUSINKO	SECRETARY	1.00	Officer Director	$0	$0	$0
JOHN JESTUS	BOARD MEMBER	1.00	Officer Director	$0	$0	$0
STEVEN THIBAULT	BOARD MEMBER	0.25	Director	$0	$0	$0
JERRY RAKO	BOARD MEMBER	0.25	Director	$0	$0	$0
JIM MCGUIRE	BOARD MEMBER	0.25	Director	$0	$0	$0
JENNIFER HAKES	BOARD MEMBER	0.25	Director	$0	$0	$0
MIKE GAGNON	BOARD MEMEBER	0.25	Director	$0	$0	$0
CHARLES HERLOFSKY	BOARD MEMBER	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$67,873	$67,707	$1,580,969	$166
2024	$60,202	$60,928	$1,580,803	$-726
2023	$29,440	$27,564	$1,581,529	$1,876
2022	$16,912	$16,643	$1,579,653	$269
2021	$21,423	$24,511	$1,579,383	$-3,088
2020	$42,326	$41,998	$1,582,471	$328
2019	$55,130	$55,083	$1,582,143	$47

CRYSTAL ROBBINSDALE HOME ASSOCIATION