THREE RIVERS COMMUNITY ACTION INC (EIN 410906178) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

JENNIFER LARSON

Phone

5073160900

Tax Period

2024-01-01 to 2024-12-31

THREE RIVERS COMMUNITY ACTION INC, founded in 1966, is a mid-sized nonprofit that reported $24.6M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $22.2M left a modest 10% surplus.

Mission

WORKING WITH COMMUNITY PARTNERS TO ADDRESS BASIC HUMAN NEEDS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $18,964,668

Program Service Revenue $5,331,551

Investment Income $272,130

Other Revenue $0

TOTAL REVENUE $24,568,349

Expense Breakdown

Grants Paid $4,668,628

Salaries & Benefits $10,278,177

Fundraising Expenses $0

Program Expenses $21,351,453

Other Expenses $7,279,870

TOTAL EXPENSES $22,226,675

Year-over-Year Comparison

	2024	2023	Change
Revenue	$24,568,349	$22,496,081	+0.1%
Expenses	$22,226,675	$19,731,475	+0.1%
Net Income	$2,341,674	$2,764,606	-0.2%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✓ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

210

Volunteers

469

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$566,519

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GALEN MALECHA	CHAIR	0.50	Officer Director	$0	$0	$0
JODI JOHNSON	FIRST VICE CHAIR	0.50	Officer Director	$0	$0	$0
HEATHER ROBINS	SECOND VICE CHAIR	0.50	Officer Director	$0	$0	$0
RUTH BOUDET	SECRETARY	0.50	Officer Director	$0	$0	$0
JULIE METTILLE STEBERG	TREASURER	0.50	Officer Director	$0	$0	$0
JO ANNE KRIER	BOARD MEMBER	0.50	Director	$0	$0	$0
DAVE WINDHORST	BOARD MEMBER	0.50	Director	$0	$0	$0
ABDULLAH HARED	BOARD MEMBER	0.50	Director	$0	$0	$0
MEREDITH ERICKSON	BOARD MEMBER	0.50	Director	$0	$0	$0
REJEAN SCHULTE	BOARD MEMBER (THRU 3/1/2024)	0.50	Director	$0	$0	$0
SUSAN BETCHER	BOARD MEMBER	0.50	Director	$0	$0	$0
ERICK MAKI	BOARD MEMBER	0.50	Director	$0	$0	$0
ROBERT WALKES	BOARD MEMBER	0.50	Director	$0	$0	$0
FATIMA PONCIANO	BOARD MEMBER (THRU 12/31/24)	0.50	Director	$0	$0	$0
SHELIA KISCADEN	BOARD MEMBER (2/2024-12/31/24)	0.50	Director	$0	$0	$0
JENNY LARSON	EXECUTIVE DIRECTOR	40.00	Officer	$175,098	$25,104	$200,202
CASSANDRA REESE	CONTROLLER	40.00	Officer	$110,696	$20,076	$130,772
COURTNEY DUGSTAD	CHIEF OPERATING OFFICER	40.00	Officer	$110,081	$34,614	$144,695
KINDRA PAPENFUS	CFO (THRU 5/2/2024)	40.00	Officer	$68,861	$21,989	$90,850

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$24,568,349	$22,226,675	$44,842,854	$2,341,674
2023	$22,496,081	$19,731,475	$41,213,729	$2,764,606
2022	$16,337,359	$15,451,175	$38,309,376	$886,184
2021	$14,786,149	$14,380,903	$34,597,275	$405,246
2020	$15,506,619	$14,940,292	$29,586,860	$566,327
2019	$13,971,512	$12,352,728	$25,386,220	$1,618,784
2018	$12,354,529	$11,316,946	$19,253,133	$1,037,583

THREE RIVERS COMMUNITY ACTION INC