THREE RIVERS COMMUNITY ACTION INC

EIN: 410906178 501(c)(3)

ZUMBROTA, MN

Total Revenue
$31,092,071
Total Expenses
$29,515,718
Total Assets
$47,536,038
Net Assets
$22,613,283
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Financial Trends

Organization Details

Formation Year
1966
Legal Domicile
MN
Principal Officer
JENNIFER LARSON
Phone
5073160610
Tax Period
2025-01-01 to 2025-12-31

THREE RIVERS COMMUNITY ACTION INC, founded in 1966, is a mid-sized nonprofit that reported $31.1M in total revenue in fiscal year 2025. Revenue surged 27% from the prior year, signaling strong growth momentum. Expenses of $29.5M left a modest 5% surplus.

Mission

THREE RIVERS COMMUNITY ACTION, INC. IS A NONPROFIT CORPORATION THAT WORKS WITH COMMUNITY PARTNERS TO ADDRESS BASIC HUMAN NEEDS OF PEOPLE IN OUR SERVICE AREA, THEREBY IMPROVING THE QUALITY OF LIFE OF THE INDIVIDUAL, FAMILY AND COMMUNITY.

Program Service Accomplishments

Program 1
Expenses: $14,381,453 Revenue: $419,621

COMMUNITY DEVELOPMENT:PROVIDED A CONTINUUM OF HOUSING SERVICES AND ASSISTANCE TO LOW-INCOME FAMILIES; PROVIDED ONE-ON-ONE HOME OWNERSHIP COUNSELING TO 196 HOUSEHOLDS AND HOME OWNERSHIP EDUCATION TO...

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COMMUNITY DEVELOPMENT:PROVIDED A CONTINUUM OF HOUSING SERVICES AND ASSISTANCE TO LOW-INCOME FAMILIES; PROVIDED ONE-ON-ONE HOME OWNERSHIP COUNSELING TO 196 HOUSEHOLDS AND HOME OWNERSHIP EDUCATION TO 220 HOUSEHOLDS; WEATHERIZED 22 HOMES; PROJECTS INCLUDED INSULATION, LED LIGHTING, FURNACES, WATER HEATERS, AND WINDOW REPLACEMENT; COMPLETED 78 REPAIRS TO MOBILE HOMES IN RICE COUNTY TO IMPROVE THE HEALTH, SAFETY AND ENERGY EFFICIENCY OF THE HOMES; REPAIRS INCLUDE INSTALLING SMOKE DETECTORS, REPLACING FURNACES AND WATER HEATERS, REPLACING ROOFS, REPAIRING WATER DAMAGE AND ADDING ACCESSIBILITY RAMPS; ASSISTED 163 HOMES WITH ENERGY RELATED REPAIRS; ASSISTED 4,767 HOUSEHOLDS WITH ENERGY ASSISTANCE; PROVIDED ENERGY & WATER CRISIS ASSISTANCE TO 1,318 HOMES; PROVIDED HOMELESS PREVENTION AND ASSISTANCE TO 325 HOUSEHOLDS; PROVIDED TRANSITIONAL HOUSING AND RAPID REHOUSING TO 74 HOUSEHOLDS; PROVIDED PERMANENT SUPPORTIVE HOUSING TO 17 HOUSEHOLDS; PROVIDED SNAP FOOD SUPPORT OUTREACH TO 526 HOUSEHOLDS; PROVIDED GENERAL & HOUSING INFORMATION AND REFERRAL, EDUCATION, OUTREACH ACTIVITIES, ADVOCACY INFORMATION TO LOW-INCOME HOUSEHOLDS IN GOODHUE, OLMSTED, RICE AND WABASHA COUNTIES.

Program 2
Expenses: $5,420,809 Revenue: $76,573

TRANSPORTATION: PROVIDED 168,535 PUBLIC TRANSIT RIDES AND PROVIDED 1,948 VOLUNTEER RIDES.

Program 3
Expenses: $4,983,275 Revenue: $1,354,441

HOUSING DEVELOPMENT:ASSISTED 270 FIRST GENERATION HOMEOWNERS WITH DOWN PAYMENT ASSISTANCE AND GAP FINANCING; MANAGED 742 AFFORDABLE RENTAL UNITS IN 26 PROPERTIES; OWNED 15 SINGLE FAMILY HOMES SERVING...

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HOUSING DEVELOPMENT:ASSISTED 270 FIRST GENERATION HOMEOWNERS WITH DOWN PAYMENT ASSISTANCE AND GAP FINANCING; MANAGED 742 AFFORDABLE RENTAL UNITS IN 26 PROPERTIES; OWNED 15 SINGLE FAMILY HOMES SERVING SPECIAL POPULATIONS; ACQUIRED AN ADDITIONAL 32 AFFORDABLE RENTAL UNITS AND PRESERVED THEIR AFFORDABILITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $25,271,347
Program Service Revenue $5,542,967
Investment Income $277,757
Other Revenue $0
TOTAL REVENUE $31,092,071

Expense Breakdown

Grants Paid $11,246,977
Salaries & Benefits $10,587,224
Fundraising Expenses $0
Program Expenses $28,868,424
Other Expenses $7,681,517
TOTAL EXPENSES $29,515,718

Year-over-Year Comparison

2025 2024 Change
Revenue $31,092,071 $24,568,349 +0.3%
Expenses $29,515,718 $22,226,675 +0.3%
Net Income $1,576,353 $2,341,674 -0.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
15
Independent Members
15
Employees
197
Volunteers
501

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$354,704
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
4
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
GALEN MALECHA CHAIR 0.50
Officer Director
$0 $0 $0
SUSAN BETCHER FIRST VICE CHAIR 0.50
Officer Director
$0 $0 $0
JODI JOHNSON SECOND VICE CHAIR 0.50
Officer Director
$0 $0 $0
RUTH BOUDET SECRETARY 0.50
Officer Director
$0 $0 $0
ROBERT WALKES TREASURER 0.50
Officer Director
$0 $0 $0
HEATHER ROBINS BOARD MEMBER 0.50
Director
$0 $0 $0
JO ANNE KRIER BOARD MEMBER 0.50
Director
$0 $0 $0
DAVE WINDHORST BOARD MEMBER 0.50
Director
$0 $0 $0
EDNA TUDON BOARD MEMBER 0.50
Director
$0 $0 $0
MEREDITH ERICKSON BOARD MEMBER 0.50
Director
$0 $0 $0
ACACIA WARD BOARD MEMBER 0.50
Director
$0 $0 $0
ERICK MAKI BOARD MEMBER 0.50
Director
$0 $0 $0
JULIE METTILLE STEBERG BOARD MEMBER 0.50
Director
$0 $0 $0
DAVID SENJEM BOARD MEMBER 0.50
Director
$0 $0 $0
DARCI STANFORD BOARD MEMBER 0.50
Director
$0 $0 $0
JENNIFER LARSON EXECUTIVE DIRECTOR 40.00
Officer
$179,822 $26,422 $206,244
CASSANDRA REESE CONTROLLER 40.00
Officer
$104,364 $44,096 $148,460
RANDI CALLAHAN DIRECTOR OF COMMUNITY SUPPORTS 40.00
Highest
$102,469 $11,878 $114,347
LAURA HELLE HOUSING AND HOMEOWNERSHIP DIRECTOR 40.00
Highest
$110,337 $6,648 $116,985
CHRISTOPHER FLOOD HOUSING DEVELOPMENT OFFICER 40.00
Highest
$104,875 $8,224 $113,099
CYNTHIA VERDICK HUMAN RESOURCES DIRECTOR 40.00
Highest
$102,885 $6,585 $109,470
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $31,092,071 $29,515,718 $47,536,038 $1,576,353
2024 $24,568,349 $22,226,675 $44,842,854 $2,341,674
2023 $22,496,081 $19,731,475 $41,213,729 $2,764,606
2022 $16,337,359 $15,451,175 $38,309,376 $886,184
2021 $14,786,149 $14,380,903 $34,597,275 $405,246
2020 $15,506,619 $14,940,292 $29,586,860 $566,327
2019 $13,971,512 $12,352,728 $25,386,220 $1,618,784
2018 $12,354,529 $11,316,946 $19,253,133 $1,037,583
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