St Cloud Area Family YMCA

EIN: 410952420 501(c)(3)

St Cloud, MN

Total Revenue
$7,245,183
Total Expenses
$6,225,930
Total Assets
$40,783,560
Net Assets
$38,727,217
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1969
Legal Domicile
MN
Phone
3202532664
Tax Period
2024-01-01 to 2024-12-31

St Cloud Area Family YMCA, founded in 1969, is a community nonprofit that reported $7.2M in total revenue in fiscal year 2024. Revenue fell 43% from the prior year — a significant decline worth monitoring. Expenses of $6.2M left a modest 14% surplus.

Mission

St. Cloud Area Family YMCA's mission is to put Christian principles into practice through programs that build healthy spirit, mind and body for all.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,625,329
Program Service Revenue $4,872,132
Investment Income $409,874
Other Revenue $337,848
TOTAL REVENUE $7,245,183

Expense Breakdown

Grants Paid $426,387
Salaries & Benefits $3,349,956
Fundraising Expenses $296,803
Program Expenses $4,928,527
Other Expenses $2,449,587
TOTAL EXPENSES $6,225,930

Year-over-Year Comparison

2024 2023 Change
Revenue $7,245,183 $12,806,724 -0.4%
Expenses $6,225,930 $5,912,850 +0.1%
Net Income $1,019,253 $6,893,874 -0.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
14
Independent Members
14
Employees
325
Volunteers
270

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$314,775
Total Directors
17
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Aaron Meester Treasurer 1.0
Officer Director
$0 $0 $0
Becky Estby President (thru 6/10/2024) 1.0
Officer Director
$0 $0 $0
Bryan Burns Past President 1.0
Officer Director
$0 $0 $0
Joe Bergstrom President 1.0
Officer Director
$0 $0 $0
Matt Gaffy Vice President 1.0
Officer Director
$0 $0 $0
Tracy Schulte Secretary 1.0
Officer Director
$0 $0 $0
Bethany Cross Board member 1.0
Director
$0 $0 $0
Cathy Juilfs Board member 1.0
Director
$0 $0 $0
David Masters Board member 1.0
Director
$0 $0 $0
Jill Amsberry Board Member 1.0
Director
$0 $0 $0
Kathy Parsons Board Member 1.0
Director
$0 $0 $0
Kayla Schoenberg Board Member 1.0
Director
$0 $0 $0
Matt Staehling Board Member 1.0
Director
$0 $0 $0
Matthew Kunkel Board member 1.0
Director
$0 $0 $0
Sara Lommel Board Member 1.0
Director
$0 $0 $0
Shawn Day Board Member (thru 3/1/2024) 1.0
Director
$0 $0 $0
Tammy Moore Board member (thru 4/22/2024) 1.0
Director
$0 $0 $0
Greg Gack Executive Director 40.0
Officer
$170,945 $37,023 $207,968
Jonathan Lang Finance Director 40.0
Officer
$88,772 $18,035 $106,807
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $7,245,183 $6,225,930 $40,783,560 $1,019,253
2023 $12,806,724 $5,912,850 $39,808,722 $6,893,874
2022 $6,152,545 $5,360,378 $33,023,652 $792,167
2021 $5,570,738 $4,119,538 $32,979,172 $1,451,200
2020 $4,542,140 $4,077,519 $31,718,329 $464,621
2019 $5,159,308 $4,772,171 $31,593,852 $387,137
2018 $5,091,085 $4,335,621 $31,599,211 $755,464
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