DULUTH, MN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CHURCHES UNITED IN MINISTRY, founded in 1973, is a community nonprofit that reported $8.5M in total revenue in fiscal year 2024. Revenue surged 64% from the prior year, signaling strong growth momentum. Expenses of $8.2M left a modest 4% surplus.
CHURCHES UNITED IN MINISTRY (CHUM) IS PEOPLE OF FAITH WORKING TOGETHER TO PROVIDE BASIC NECESSITIES, FOSTER STABLE LIVES AND ORGANIZE FOR A JUST AND COMPASSIONATE COMMUNITY.
STABILIZATION SERVICES:SERVICES CATER TO SINGLE ADULTS AND FAMILIES SEEKING RELIEF FROM HARSH WEATHER CONDITIONS AND SUPPORT IN SURVIVING THE TRAUMA OF HOMELESSNESS. PEOPLE CAN ACCESS BATHROOMS...
STABILIZATION SERVICES:SERVICES CATER TO SINGLE ADULTS AND FAMILIES SEEKING RELIEF FROM HARSH WEATHER CONDITIONS AND SUPPORT IN SURVIVING THE TRAUMA OF HOMELESSNESS. PEOPLE CAN ACCESS BATHROOMS, SHOWERS, LAUNDRY, TELEPHONE, MAIL SERVICE, DEVICE CHARGING STATIONS, LOCKERS, STORAGE ROOM, HYGIENE ITEMS, FIRST AID, AND SURVIVAL SUPPLIES. THE AIM IS TO PROVIDE BASIC NECESSITIES FOR HUMAN DIGNITY, MEDICAL CARE, SOBRIETY COUNSELING, MENTAL HEALTH SUPPORT, AND HELP FINDING SUITABLE HOUSING. SERVICE POINTS INCLUDE THE EMERGENCY SHELTER PROGRAM FOR FAMILIES AND INDIVIDUALS (SERVING APPROXIMATELY 1,000 PEOPLE A YEAR); HOMELESS STREET OUTREACH (SERVING 200 PEOPLE A YEAR); THE CHUM DROP-IN CENTER (2,000 PEOPLE A YEAR); AND THE CHUM CLINIC (300 PEOPLE A YEAR).
DISTRIBUTIVE SERVICESSTARTING IN 1981, CHUM'S DISTRIBUTIVE SERVICES INCLUDES TWO FOOD SHELVES, A MOBILE DELIVERY SERVICE CALLED CHUM-2-GO WHICH SERVES HOMEBOUND SENIORS, FAMILIES, AND THOSE WITH...
DISTRIBUTIVE SERVICESSTARTING IN 1981, CHUM'S DISTRIBUTIVE SERVICES INCLUDES TWO FOOD SHELVES, A MOBILE DELIVERY SERVICE CALLED CHUM-2-GO WHICH SERVES HOMEBOUND SENIORS, FAMILIES, AND THOSE WITH DISABILITIES, AND EIGHT DULUTH AREA FOOD DESERTS. IN FY25, CHUM DISTRIBUTED OVER 528,000 POUNDS OF FOOD TO 2,672 UNDUPLICATED HOUSEHOLDS, BENEFITING OVER 4112 UNIQUE INDIVIDUALS.
HOUSING SERVICES:TWO LOCATIONS ARE DEVOTED TO LONGER-TERM HOUSING FOR INDIVIDUALS AND FAMILIES TRANSITIONING FROM HOMELESSNESS. THE STEVE O'NEIL APARTMENTS PROVIDES 44 UNITS OF PERMANENT SUPPORTIVE...
HOUSING SERVICES:TWO LOCATIONS ARE DEVOTED TO LONGER-TERM HOUSING FOR INDIVIDUALS AND FAMILIES TRANSITIONING FROM HOMELESSNESS. THE STEVE O'NEIL APARTMENTS PROVIDES 44 UNITS OF PERMANENT SUPPORTIVE HOUSING FOR FAMILIES WITH CHILDREN WHO HAVE EXPERIENCED LONG-TERM OR RECURRENT HOMELESSNESS. OPENED IN LATE DECEMBER 2014, THIS PROGRAM OFFERS INTENSE PROFESSIONAL STAFF SERVICES WHICH INCLUDES YOUTH DEVELOPMENT, AND 4-STAR PARENT AWARE EARLY CHILDHOOD PROGRAMMING DESIGNED TO SUPPORT FAMILIES REBUILDING THEIR LIVES. PROGRAMMING IS BASED ON CIRCLE OF SECURITY, PARTICIPATORY ENGAGEMENT, AND FOLLOW HOUSING FIRST, HARM REDUCTION AND TRAUMA-INFORMED PHILOSOPHIES AND PRACTICES. THE ST. FRANCIS APARTMENTS OPENED IN 2021 AND OFFERS 39 PERMANENT SUPPORTIVE HOUSING UNITS FOR ELDERS WITH UNDERLYING HEALTH CONDITIONS TO LIVE AND OBTAIN SUPPORTIVE SERVICES. SUPPORT STAFF CONNECT RESIDENTS TO SERVICES FOR FOOD, TRANSPORTATION, ASSISTANCE WITH HOUSEHOLD CHORES, PUBLIC BENEFITS, AND MENTAL HEALTH AND RECOVERY SERVICES. CHUM'S GOAL IS TO HELP RESIDENTS SUCCESSFULLY TRANSITION FROM SHELTER TO HOUSING, AND THEN MAINTAIN THEIR HOUSING, STABILIZE THEIR HEALTH AND WELLBEING, AND NOT RETURN TO HOMELESSNESS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $8,535,568 | $5,198,101 | +0.6% |
| Expenses | $8,214,909 | $5,903,502 | +0.4% |
| Net Income | $320,659 | $-705,401 | -1.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JOHN COLE | EXECUTIVE DIRECTOR | 40.00 |
Officer
|
$112,195 | $6,355 | $118,550 |
| GREGORY KVAM | FINANCE DIRECTOR | 40.00 |
Officer
|
$83,045 | $5,917 | $88,962 |
| JULIE JAGIM | PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| PASTOR JOHN ANSELL | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| SR KATHLEEN HOFER | VICE PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| LIZ BENSON JOHNSON | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| PAM KRAMER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| FATHER DUSTIN LYON | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DEBORAH FREEDMAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| NICOLE HOPPS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| GINA LAFOND | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| TIM ZAGER | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| PASTOR LIZ DAVIS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JAMIE NESS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| SHAREEKA SMITH | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BETH TAMMINEN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $8,535,568 | $8,214,909 | $4,030,298 | $320,659 |
| 2024 | No data | No data | No data | No data |
| 2023 | $4,707,846 | $5,429,717 | $3,282,834 | $-721,871 |
| 2023 | $4,755,365 | $5,347,360 | $3,691,317 | $-591,995 |
| 2022 | $4,546,028 | $5,422,079 | $3,887,515 | $-876,051 |
| 2021 | $6,483,845 | $4,558,604 | $6,709,986 | $1,925,241 |
| 2020 | $3,695,411 | $2,873,344 | $3,101,867 | $822,067 |
| 2019 | $3,199,944 | $2,657,236 | $2,008,221 | $542,708 |
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