GREATER INTERNATIONAL FALLS CHAMBER OF COMMERCE

EIN: 411269936

INTERNATIONAL FALLS, MN

Total Revenue
$96,148
Total Expenses
$89,952
Total Assets
$113,660
Net Assets
$104,526
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1953
Legal Domicile
MN
Principal Officer
AARON SHUFF
Phone
2182839400
Tax Period
2025-05-01 to 2026-04-30

GREATER INTERNATIONAL FALLS CHAMBER OF COMMERCE, founded in 1953, is a micro nonprofit that reported $96K in total revenue in fiscal year 2025. Revenue decreased 15% compared to the prior year. Expenses of $90K left a modest 6% surplus.

Mission

THE GREATER INTERNATIONAL FALLS CHAMBER OF COMMERCE IS A BUSINESS ORGANIZATION COMMITTED TO PROVIDING A LONG RANGE UNIFYING VISION FOR OUR COMMUNITY WHILE ADVOCATING FOR THE RETENTION AND EXPANSION OF JOBS.

Program Service Accomplishments

Program 1
Expenses: $89,952

THE ORGANIZATIONS EXEMPT PURPOSE IS TO PROMOTE BUSINESS AND COMMERCE BY CONDUCTING ANNUAL BUSINESS FUNCTIONS AND RELATED ACTIVITIES THAT ENHANCE THE QUALITY OF BUSINESS AND ECONOMIC CONDITIONS WITHIN...

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THE ORGANIZATIONS EXEMPT PURPOSE IS TO PROMOTE BUSINESS AND COMMERCE BY CONDUCTING ANNUAL BUSINESS FUNCTIONS AND RELATED ACTIVITIES THAT ENHANCE THE QUALITY OF BUSINESS AND ECONOMIC CONDITIONS WITHIN THE COMMUNITY AND SURROUNDING AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $53,502
Program Service Revenue $0
Investment Income $279
Other Revenue $42,367
TOTAL REVENUE $96,148

Expense Breakdown

Grants Paid $0
Salaries & Benefits $38,173
Fundraising Expenses $0
Program Expenses $89,952
Other Expenses $51,779
TOTAL EXPENSES $89,952

Year-over-Year Comparison

2025 2024 Change
Revenue $96,148 $113,255 -0.2%
Expenses $89,952 $7,521 +11.0%
Net Income $6,196 $105,734 -0.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
12
Independent Members
12
Employees
N/A
Volunteers
12

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
13
$38,173
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JENNIFER MCBRIDE EXECUTIVE DI 40.00
Director
$38,173 $0 $38,173
TARA ARNDT BOARD MEMBER 1.00
Director
$0 $0 $0
KALLIE BRIGGS TREASURER 1.00
Officer Director
$0 $0 $0
KAYLA CLUFF BOARD MEMBER 1.00
Director
$0 $0 $0
ED GACKLEY BOARD MEMBER 1.00
Director
$0 $0 $0
ERIC KULIG BOARD VICE C 1.00
Officer Director
$0 $0 $0
SHAWN MASON BOARD MEMBER 1.00
Director
$0 $0 $0
KARLEY MASTIN SECRETARY 1.00
Officer Director
$0 $0 $0
BRIAN RAUZI BOARD MEMBER 1.00
Director
$0 $0 $0
AARON SHUFF BOARD CHAIR 1.00
Officer Director
$0 $0 $0
ROXANNE SPRECCO BOARD MEMBER 1.00
Director
$0 $0 $0
JEANIE TILANDER BOARD MEMBER 1.00
Director
$0 $0 $0
GREG WILLIAMS BOARD MEMBER 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2026 $96,148 $89,952 $113,660 $6,196
2025 $113,255 $99,304 $103,470 $13,951
2024 $82,610 $90,262 $120,706 $-7,652
2023 $79,018 $40,689 $95,472 $38,329
2022 $82,490 $109,476 $53,127 $-26,986
2021 $108,622 $125,794 $99,455 $-17,172
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