Burnsville, MN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Better Business Bureau Institute for Marketplace Ethics, founded in 1996, is a small nonprofit in the Community Improvement sector that reported $174K in total revenue in fiscal year 2024. The organization ran a surplus of $108K, a strong 62% operating margin.
We work to ensure all consumers are empowered to choose better businesses and protect themselves from subpar marketplace behavior, and that all businesses have the resources and skills to succeed in the marketplace and become trustworthy businesses.
To advance our mission, we recognize marketplace role models through BBB's annual Torch Awards for Ethics and award a Student of Integrity scholarship to high school seniors. We focus heavily on...
To advance our mission, we recognize marketplace role models through BBB's annual Torch Awards for Ethics and award a Student of Integrity scholarship to high school seniors. We focus heavily on fraud prevention education, offering around 60 in-person and virtual programs for at-risk populations annually, including seniors and college students. Our initiatives include managing CAMF (Coalition Against Marketplace Fraud) and producing multilingual scam prevention materials. We also expand our impact through strategic partnerships with public and private organizations such as law enforcement in both Minnesota and North Dakota, the MN Secretary of State, Minneapolis Regional Chamber of Commerce, the Federal Trade Commission, and other regional business groups.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $174,083 | $175,913 | 0.0% |
| Expenses | $65,975 | $110,006 | -0.4% |
| Net Income | $108,108 | $65,907 | +0.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| John Owens | Chair | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Andy Kocemba | Secretary | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Louie Berezovsky | Treasurer | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Susan Adams Loyd | President & CEO (End 6/30/25) | 4.00 |
Officer
|
$0 | $51,142 | $387,545 |
| Kari Niedfeldt-Thomas | President & CEO (begin 6/30/25) | 1.00 |
Officer
|
$0 | $0 | $0 |
| Ryan Sharp | VP of Finance and Accounting | 5.00 |
Officer
|
$0 | $12,345 | $159,121 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $174,083 | $65,975 | $580,931 | $108,108 |
Compare Better Business Bureau Institute for Marketplace Ethics with other nonprofits in Minnesota and across the country.