APPLE VALLEY CHAMBER OF COMMERCE (EIN 411336187) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Principal Officer

ED KEARNEY

Phone

9524328422

Tax Period

2023-01-01 to 2023-12-31

APPLE VALLEY CHAMBER OF COMMERCE, founded in 1971, is a small nonprofit that reported $330K in total revenue in fiscal year 2023. Expenses of $384K exceeded revenue, resulting in a 17% operating deficit.

Mission

TO PROMOTE BUSINESS DEVELOPMENT AND PROGRESS IN APPLE VALLEY, MN.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $106,923

Program Service Revenue $115,593

Investment Income $334

Other Revenue $106,849

TOTAL REVENUE $329,699

Expense Breakdown

Grants Paid $0

Salaries & Benefits $202,979

Fundraising Expenses $0

Other Expenses $181,185

TOTAL EXPENSES $384,164

Year-over-Year Comparison

	2023	2022	Change
Revenue	$329,699	$343,871	0.0%
Expenses	$384,164	$314,252	+0.2%
Net Income	$-54,465	$29,619	-2.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$105,600

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KIERSTEN LAWSON	BOARD CHAIR	2.00	Officer Director	$0	$0	$0
PEGGY JOHNSON	PAST BOARD CHAIR	2.00	Officer Director	$0	$0	$0
HEATHER BIERBRAUER	VICE CHAIR	2.00	Officer Director	$0	$0	$0
WILL ELFSTRUM	BOARD TREASURER	2.00	Officer Director	$0	$0	$0
JEAN ANDRIES	BOARD SECRETARY	2.00	Officer Director	$0	$0	$0
CAREY RICE	DIRECTOR	2.00	Officer Director	$0	$0	$0
SCOTT KOECHELER	DIRECTOR	2.00	Officer Director	$0	$0	$0
CHAUNCEY OLIVA	DIRECTOR	2.00	Officer Director	$0	$0	$0
TERRI SCHMIDT-TROMBLEY	DIRECTOR	2.00	Officer Director	$0	$0	$0
EDWARD KEARNEY	PRESIDENT	40.00	Officer	$105,600	$0	$105,600

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$329,699	$384,164	$550,957	$-54,465
2022	$343,871	$314,252	$605,422	$29,619
2021	$254,879	$268,988	$645,213	$-14,109
2020	$250,052	$279,987	$452,412	$-29,935
2019	$373,462	$313,792	$482,347	$59,670
2018	$345,430	$328,286	$422,677	$17,144

APPLE VALLEY CHAMBER OF COMMERCE