CROSSLAKE AREA HISTORICAL SOCIETY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

Cynthia Bighley

Tax Period

2025-01-01 to 2025-12-31

CROSSLAKE AREA HISTORICAL SOCIETY is a micro nonprofit in the Arts, Culture & Humanities sector that reported $84K in total revenue in fiscal year 2025. Revenue surged 81% from the prior year, signaling strong growth momentum. The organization ran a surplus of $43K, a strong 51% operating margin.

Mission

Museum open to the public during summer hous shows historical buildings and lifestyle of the early 20th century including both original buildings and replicas

Program Service Accomplishments

Program 1

Expenses: $41,133 Revenue: $45,428

Donations

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $45,428

Program Service Revenue $0

Investment Income $3,207

Other Revenue $35,506

TOTAL REVENUE $84,141

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $41,133

Other Expenses $41,133

TOTAL EXPENSES $41,133

Year-over-Year Comparison

	2025	2024	Change
Revenue	$84,141	$46,361	+0.8%
Expenses	$41,133	$25,291	+0.6%
Net Income	$43,008	$21,070	+1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
LINDA ANDREWS	Board Member	Director	$0	$0	$0
J MICHAEL P O'CONNELL	Board Member	Director	$0	$0	$0
ROBERT RUFF	Board Member	Director	$0	$0	$0
KENT CARLSON	Board Member	Director	$0	$0	$0
MARSHA SHOEB	Board Member	Director	$0	$0	$0
MARY DISCHINGER	Board Member	Director	$0	$0	$0
MARY WILLIAMS	President	Officer	$0	$0	$0
PRISCILLA BALMER	Vice President	Officer	$0	$0	$0
KATHLEEN BRODIN	Secretary	Officer	$0	$0	$0
CYNTHIA BIGHLEY	Treasurer	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$84,141	$41,133	$241,845	$43,008