DULUTH, MN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)NEIGHBORHOOD HOUSING SERVICES OF DULUTH ONE ROOF LENDING, founded in 1983, is a small nonprofit in the Community Improvement sector that reported $702K in total revenue in fiscal year 2023. Revenue fell 39% from the prior year — a significant decline worth monitoring. Expenses of $653K left a modest 7% surplus.
ONE ROOF COMMUNITY LENDING'S MISSION IS TO PROVIDE FINANCING THAT WILL HELP PEOPLE OF LOWER INCOME FIND, PURCHASE, AND FIX THEIR HOMES, FOR BOTH SINGLE FAMILY HOMES AS WELL AS RENTAL HOUSING SITUATIONS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $702,309 | $1,142,937 | -0.4% |
| Expenses | $653,482 | $654,202 | 0.0% |
| Net Income | $48,827 | $488,735 | -0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JEANINE DAHL | BOARD SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CHRISTOPHER HENAGIN | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| BOB RYAN | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| MARY FRANCES SKALA | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| JOEL TRACEY | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| RYAN JONES-CASEY | BOARD CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| BRIAN MURPHY | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| JESSICA LANGER | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| HANNAH SMITH | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| TONYA LOKEN | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| EMILY EDISON | BOARD VICE CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| AARON KELLY | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| LISA WICK | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| DENEICE KRAMER | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| JOHN STAINE | BOARD MEMBER | 1.00 |
Director
|
$0 | $0 | $0 |
| JEFF COREY | EXECUTIVE DIRECTOR | 1.00 |
Officer
|
$0 | $18,863 | $146,383 |
| VICKIE HARTLEY | FINANCE DIRECTOR | 1.00 |
Officer
|
$0 | $6,327 | $93,121 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $702,309 | $653,482 | $6,695,442 | $48,827 |
| 2022 | $1,142,937 | $654,202 | $6,505,287 | $488,735 |
| 2021 | $1,241,282 | $857,917 | $6,840,807 | $383,365 |
| 2020 | $1,266,720 | $1,158,854 | $5,333,672 | $107,866 |
| 2019 | $645,780 | $490,507 | $4,945,693 | $155,273 |
| 2018 | $1,355,251 | $614,318 | $5,943,665 | $740,933 |
Compare NEIGHBORHOOD HOUSING SERVICES OF DULUTH ONE ROOF LENDING with other nonprofits in Minnesota and across the country.