LONGVILLE LAKES AREA CHAMBER OF COM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

TRISH EMERSON

Phone

2183632630

Tax Period

2024-01-01 to 2024-12-31

LONGVILLE LAKES AREA CHAMBER OF COM, founded in 1980, is a small nonprofit that reported $105K in total revenue in fiscal year 2024.

Mission

CHAMBER OF COMMERCE FOR LONGVILLE AND THE SURROUNDING COMMUNITIES

Program Service Accomplishments

Program 1

PROMOTE MEMBER BUSINESSES THROUGH PUBLICATIONS, ADVERTISING AND OTHER PROMOTIONAL ACTIVITIES. PROVIDE FINANCIAL SUPPORT TO COMMUNITY ORGANIZATIONS THROUGH LAWFUL GAMBLING PROCEEDS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $109,386

Investment Income $133

Other Revenue $-4,223

TOTAL REVENUE $105,296

Expense Breakdown

Grants Paid $0

Salaries & Benefits $28,324

Fundraising Expenses $0

Other Expenses $85,307

TOTAL EXPENSES $113,631

Year-over-Year Comparison

	2024	2023	Change
Revenue	$105,296	$101,345	+0.0%
Expenses	$113,631	$105,537	+0.1%
Net Income	$-8,335	$-4,192	+1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NANCY LOREN	TREASURER	1.00	Officer Director	$0	$0	$0
TRISH EMERSON	PRESIDENT	1.00	Officer Director	$0	$0	$0
JORDAN SABEY	BOARD MEMBER	1.00	Director	$0	$0	$0
CHARLIE ROSS	BOARD MEMBER	1.00	Director	$0	$0	$0
ANGIE SAWYERS	BOARD MEMBER	1.00	Director	$0	$0	$0
ERICA MASKE	BOARD MEMBER	1.00	Director	$0	$0	$0
WILLIAM DELOST	BOARD MEMBER	10.00	Director	$0	$0	$0
GREG GILSRUD	BOARD MEMBER	1.00	Director	$0	$0	$0
ANNIE GIELAROWSKI	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$105,296	$113,631	$203,999	$-8,335
2023	$101,345	$105,537	$212,600	$-4,192
2022	$111,579	$93,670	$216,334	$17,909
2021	$147,131	$86,283	$198,504	$60,848
2020	$52,799	$83,792	$138,198	$-30,993
2019	$106,847	$104,713	$168,716	$2,134
2018	$95,930	$117,924	$166,919	$-21,994