ST PAUL GROWERS ASSOCIATION INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

LARRY HILL

Phone

6512278101

Tax Period

2024-01-01 to 2024-12-31

ST PAUL GROWERS ASSOCIATION INC, founded in 1984, is a small nonprofit that reported $664K in total revenue in fiscal year 2024. Expenses of $618K left a modest 7% surplus.

Mission

PROVIDE FARMER MARKET SITES FOR THE HOME GROWN PRODUCE OF LOCAL FARMERS AND EDUCATE THE PUBLIC REGARDING HOME GROWN PRODUCE.

Program Service Accomplishments

Program 1

Expenses: $617,513 Revenue: $664,082

PROVIDE FARMER MARKET SITES FOR THE HOME GROWN PRODUCE OF LOCAL FARMERS. THIS INCLUDES SITE LOCATION, RENTAL, INSURANCE, ADVERTISING AND PROMOTION.

Program 2

PROVIDE A FARMERS MARKET COOKBOOK TO THE PUBLIC UTILIZING RECIPES FROM LOCAL FARMERS AND EMPHASIZING GOOD NUTRITION AND PRESERVATION OF FRESH VEGATABLES AND FRUITS

Program 3

PROVIDE VARIOUS EDUCATIONAL MATERIALS AND PRODUCTS FOR THE NUTRITIONAL PREPARATION, STORAGE AND PRESERVING OF FRESH PRODUCE. PROVIDE DEMONSTRATIONS BY NUTRITIONALISTS AND MASTER GARDENERS TO THE...

PROVIDE VARIOUS EDUCATIONAL MATERIALS AND PRODUCTS FOR THE NUTRITIONAL PREPARATION, STORAGE AND PRESERVING OF FRESH PRODUCE. PROVIDE DEMONSTRATIONS BY NUTRITIONALISTS AND MASTER GARDENERS TO THE PUBLIC.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $664,082

Investment Income $20

Other Revenue $0

TOTAL REVENUE $664,102

Expense Breakdown

Grants Paid $0

Salaries & Benefits $371,136

Fundraising Expenses $0

Program Expenses $617,513

Other Expenses $246,377

TOTAL EXPENSES $617,513

Year-over-Year Comparison

	2024	2023	Change
Revenue	$664,102	$686,922	0.0%
Expenses	$617,513	$620,470	0.0%
Net Income	$46,589	$66,452	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

104

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,650

Total Directors

$102,012

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LARRY HILL	PRESIDENT	5.00	Officer Director	$450	$0	$450
BRENDA EICHTEN	VICE PRESIDENT	5.00	Officer Director	$400	$0	$400
JAKE JORDAN	DIRECTOR	5.00	Director	$450	$0	$450
LAURIE CROWELL	DIRECTOR	5.00	Director	$100	$0	$100
TONY MCGINNITY	TREASURER	5.00	Officer Director	$300	$0	$300
LINDA NOBLE	DIRECTOR	5.00	Director	$500	$0	$500
GREG NOVAK	DIRECTOR	5.00	Director	$500	$0	$500
JULIE PFLAUM	DIRECTOR	5.00	Director	$500	$0	$500
MARK PORISCH	SECRETARY	5.00	Officer Director	$500	$0	$500
JAMES GOLDEN	DIRECTOR	40.00	Director	$97,912	$0	$97,912
MANLIPA WIPHUSIT	DIRECTOR	5.00	Director	$400	$0	$400

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$664,102	$617,513	$119,014	$46,589
2023	$686,922	$620,470	$81,136	$66,452
2022	$528,770	$707,406	$106,252	$-178,636
2021	$515,775	$491,362	$266,046	$24,413
2020	$445,610	$453,700	$176,530	$-8,090
2019	$529,685	$501,122	$173,852	$28,563
2018	$546,381	$567,356	$131,894	$-20,975