Stillwater, MN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)ST CROIX YACHT CLUB, founded in 1946, is a small nonprofit that reported $218K in total revenue in fiscal year 2025. Revenue decreased 8% compared to the prior year. Expenses of $187K left a modest 15% surplus.
To promote social, boating and aquatic functions
Provide an environment which enhances social and aquatic experiences for its 200+ members and their guests and families at clubhouse and 2 beaches.
Assisting our membership is the education and promotion of their aquatic experience. This is accomplished through member orientation in which new members are instructed in the appropriate methods of...
Assisting our membership is the education and promotion of their aquatic experience. This is accomplished through member orientation in which new members are instructed in the appropriate methods of using the beaches with their vessels, water safety providing contact with experienced existing members. These educational orientations are held at the clubhouse and are offered during the boating season. In addition we provide boating education on navigation and boat operation to our members.
Promoting good stewardship of our rivers and community by working with the DNR, local sheriff's departments and the local food shelf. We also publish a newsletter 3 times a year that includes...
Promoting good stewardship of our rivers and community by working with the DNR, local sheriff's departments and the local food shelf. We also publish a newsletter 3 times a year that includes articles pertinent to our members for both social and boating education. This includes articles by our safety officer, beach captains, Commodore, bridge, and other experienced members.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $218,358 | $236,555 | -0.1% |
| Expenses | $186,689 | $200,896 | -0.1% |
| Net Income | $31,669 | $35,659 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| John Nelson | Vice Commodore | 12 |
Officer
Director
|
$0 | $0 | $0 |
| Bert Windhorst | Rear Commodore | 12 |
Officer
Director
|
$0 | $0 | $0 |
| John Lammers | Steward | 16 |
Officer
Director
|
$0 | $0 | $0 |
| Jesse Kvitek | Immediate Past Commodore | 2 |
Officer
Director
|
$0 | $0 | $0 |
| Stephen Markert | Director | 1 |
Director
|
$0 | $0 | $0 |
| Gary Marquard | Director | 1 |
Director
|
$0 | $0 | $0 |
| Paul Sinz | Director | 1 |
Director
|
$0 | $0 | $0 |
| Jason Kramber | Director | 1 |
Director
|
$0 | $0 | $0 |
| Russ Jundt | Director | 1 |
Director
|
$0 | $0 | $0 |
| Trudy Ryan | Director | 1 |
Director
|
$0 | $0 | $0 |
| Julie LaCroix | Director | 1 |
Director
|
$0 | $0 | $0 |
| Dave Baum | Director | 1 |
Director
|
$0 | $0 | $0 |
| Matthew Schille | Director | 1 |
Director
|
$0 | $0 | $0 |
| Todd Meisner | Director | 1 |
Director
|
$0 | $0 | $0 |
| Maggie Tatton | Commodore | 12 |
Officer
|
$0 | $0 | $0 |
| Rob Rueckl | Treasurer | 1 |
Officer
|
$0 | $0 | $0 |
| Bruce Rivers | Judge Advocate | 1 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $218,358 | $186,689 | $626,299 | $31,669 |
| 2024 | $236,555 | $200,896 | $598,542 | $35,659 |
| 2023 | $258,277 | $221,998 | $541,858 | $36,279 |
| 2022 | $249,846 | $192,735 | $504,597 | $57,111 |
| 2021 | $214,850 | $232,578 | $433,656 | $-17,728 |
| 2020 | $173,958 | $155,317 | $429,049 | $18,641 |
Compare ST CROIX YACHT CLUB with other nonprofits in Minnesota and across the country.