NORTHWEST MINNESOTA FOUNDATION

EIN: 411556013 501(c)(3) Public & Societal Benefit

BEMIDJI, MN

Total Revenue
$11,071,050
Total Expenses
$10,149,806
Total Assets
$110,665,406
Net Assets
$104,988,994
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Financial Trends

Organization Details

Formation Year
1986
Legal Domicile
MN
Principal Officer
KAREN WHITE
Phone
2187592057
Tax Period
2024-07-01 to 2025-06-30

NORTHWEST MINNESOTA FOUNDATION, founded in 1986, is a mid-sized nonprofit in the Public & Societal Benefit sector that reported $11.1M in total revenue in fiscal year 2024. Revenue decreased 15% compared to the prior year. Expenses of $10.1M left a modest 8% surplus.

Mission

THE NORTHWEST MINNESOTA FOUNDATION INVESTS RESOURCES, FACILITATES COLLABORATION, AND PROMOTE PHILANTHROPY TO MAKE THE REGION A BETTER PLACE TO LIVE AND WORK.

Program Service Accomplishments

Program 1
Expenses: $7,476,678 Revenue: $389,197

THE NORTHWEST MINNESOTA FOUNDATION (NMF) DEMONSTRATED REMARKABLE COMMITMENT AND IMPACT THROUGHOUT FISCAL YEAR 2025, FOSTERING GROWTH, CONNECTIVITY, AND COMMUNITY WELL-BEING IN THE REGION. THIS...

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THE NORTHWEST MINNESOTA FOUNDATION (NMF) DEMONSTRATED REMARKABLE COMMITMENT AND IMPACT THROUGHOUT FISCAL YEAR 2025, FOSTERING GROWTH, CONNECTIVITY, AND COMMUNITY WELL-BEING IN THE REGION. THIS COMPREHENSIVE SUMMARY ENCOMPASSES THE CUMULATIVE RESULTS OF NMF ACTIVITIES AND SERVICES, SHOWCASING A DIVERSE RANGE OF INITIATIVES AIMED AT PHILANTHROPY, BUSINESS SUPPORT, AND MISSION-DRIVEN GRANTS.PHILANTHROPY: COMPONENT, COMMUNITY, AND SCHOLARSHIP FUNDS: NMF'S PHILANTHROPIC EFFORTS PLAYED A CENTRAL ROLE IN SHAPING THE REGION'S SOCIO-ECONOMIC LANDSCAPE. THE FOUNDATION DISPERSED A SUBSTANTIAL TOTAL OF $1.9 MILLION THROUGH ITS COMPONENT, COMMUNITY AND SCHOLARSHIP FUNDS, REFLECTING A COMPREHENSIVE APPROACH TO COMMUNITY DEVELOPMENT. SCHOLARSHIPS: A CUMULATIVE SUM OF $442K WAS DEDICATED TO PROVIDING 326 SCHOLARSHIPS, EMPHASIZING NMF'S COMMITMENT TO EDUCATION AND SKILL DEVELOPMENT. COMPONENT AND COMMUNITY FUNDS: A CUMULATIVE SUM OF $1.45M WAS GRANTED TO SUPPORT COMMUNITIES AND DONOR GIVING INTERESTS. THIS FUNDING BOLSTERED VARIOUS INITIATIVES, INCLUDING SENIOR LIVING, ANIMAL SHELTERS, BOY SCOUTS, ROTARIANS, COMMUNITY DEVELOPMENT, CHURCHES, HOMELESS SHELTERS, CONSERVATION, ARTS, MEDICAL CARE AND SERVICES, ENVIRONMENTAL AND RECREATION INITIATIVES, LOCAL CITIES, SCHOOL DISTRICTS, AND NONPROFIT ORGANIZATIONS REINFORCING NMF'S DEDICATION TO COMMUNITY DEVELOPMENT.

Program 2
Expenses: $0 Revenue: $215,366

BUSINESS LOANS AND SUPPORT: NMF'S COMMITMENT TO ECONOMIC DEVELOPMENT MANIFESTED IN ROBUST SUPPORT FOR SMALL BUSINESSES, WITH A CUMULATIVE TOTAL OF $1.53M APPROVED ACROSS 75 LOANS THROUGHOUT THE...

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BUSINESS LOANS AND SUPPORT: NMF'S COMMITMENT TO ECONOMIC DEVELOPMENT MANIFESTED IN ROBUST SUPPORT FOR SMALL BUSINESSES, WITH A CUMULATIVE TOTAL OF $1.53M APPROVED ACROSS 75 LOANS THROUGHOUT THE FISCAL YEAR. LOAN PROGRAMS INCLUDE SBA MICROLOANS: STRATEGIC USE OF THE SMALL BUSINESS ADMINISTRATION (SBA) MICROLOAN PROGRAM FACILITATED ECONOMIC GROWTH. EMERGING ENTREPRENEUR LOAN PROGRAM: THIS PROGRAM SUPPORTED A BUSINESS IN POLK COUNTY, CONTRIBUTING TO THE ECONOMIC VIBRANCY OF THE REGION.

Program 3
Expenses: $0 Revenue: $0

MISSION-DRIVEN GRANTS - NMF MISSION-DRIVEN GRANTS WERE PIVOTAL IN ADDRESSING SOCIETAL CHALLENGES AND PROMOTING COMMUNITY RESILIENCE, WITH A CUMULATIVE TOTAL OF $1.34M (PY $4.15M) APPROVED THROUGHOUT...

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MISSION-DRIVEN GRANTS - NMF MISSION-DRIVEN GRANTS WERE PIVOTAL IN ADDRESSING SOCIETAL CHALLENGES AND PROMOTING COMMUNITY RESILIENCE, WITH A CUMULATIVE TOTAL OF $1.34M (PY $4.15M) APPROVED THROUGHOUT FISCAL YEAR 2025. TRAINING AND EDUCATION GRANTS: SUPPORTING NONPROFIT ORGANIZATIONS CAPACITY-BUILDING INITIATIVES, CONFERENCES, PROGRAMMING, AND CONSULTANT SERVICES FOR BOARD AND STAFF DEVELOPMENT. DEI GRANTS: PROMOTING DIVERSITY, EQUITY, AND INCLUSION. HOMELESSNESS GRANTS: SUPPORTING TRANSPORTATION SERVICES FOR FAMILIES TO AREA SHELTERS AS NEEDED. HOUSING GRANTS: SUPPORTING MARKET RESEARCH AND DEVELOPMENT OF A REGION-WIDE WORKFORCE STUDY, HOUSING DEVELOPERS TRAINING, AND SPECIFIC COMMUNITY-DRIVEN HOUSING PROJECTS. INNOVATION GRANTS: SUPPORTING THE EXPANSION OF ADDITION-RELATED SERVICES AND INNOVATIVE SOLUTIONS TO REGIONAL CHALLENGES.CONCLUSION - THE CUMULATIVE IMPACT OF NMF 'S INITIATIVES THROUGHOUT FISCAL YEAR 2025 REFLECTS A FOUNDATION DEEPLY EMBEDDED IN THE FABRIC OF NORTHWEST MINNESOTA. FROM ROBUST PHILANTHROPIC EFFORTS, BOLSTERING EDUCATION, HEALTHCARE, AND CULTURAL ENDEAVORS, TO STRATEGIC SUPPORT FOR SMALL BUSINESSES AND INNOVATIVE MISSION-DRIVEN GRANTS, NMF HAS PLAYED A PIVOTAL ROLE IN SHAPING THE REGION'S ECONOMIC AND SOCIAL LANDSCAPE. AS THE FOUNDATION LOOKS FORWARD TO FUTURE ENDEAVORS, ITS COMMITMENT TO CONNECTING PEOPLE, PLACES, AND POSSIBILITIES REMAINS UNWAVERING, FOSTERING BOUNDLESS OPPORTUNITIES FOR THE RESIDENTS OF NORTHWEST MINNESOTA.

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $5,409,181
Program Service Revenue $604,563
Investment Income $4,997,546
Other Revenue $59,760
TOTAL REVENUE $11,071,050

Expense Breakdown

Grants Paid $4,169,436
Salaries & Benefits $3,086,042
Fundraising Expenses $1,114,298
Program Expenses $7,476,678
Other Expenses $2,894,328
TOTAL EXPENSES $10,149,806

Year-over-Year Comparison

2024 2023 Change
Revenue $11,071,050 $13,002,983 -0.1%
Expenses $10,149,806 $12,711,702 -0.2%
Net Income $921,244 $291,281 +2.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
12
Independent Members
12
Employees
31
Volunteers
970

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$205,483
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JASON CARLSON CHAIR 4.00
Officer Director
$0 $0 $0
BRUCE REEVES VICE CHAIR 4.00
Officer Director
$0 $0 $0
TODD BECKEL TREASURER (THRU 11/24) 4.00
Officer Director
$0 $0 $0
CONNIE LINDSTROM TREASURER 4.00
Officer Director
$0 $0 $0
CHERI GUNVALSON SECRETARY 4.00
Officer Director
$0 $0 $0
ALISHA EVERWIND DIRECTOR 4.00
Director
$0 $0 $0
KAITLYN GRENIER DIRECTOR (THRU 11/24) 4.00
Director
$0 $0 $0
CHRISTINE IMBRA DIRECTOR 4.00
Director
$0 $0 $0
JILL JOHNSON DIRECTOR 4.00
Director
$0 $0 $0
MIKE LAROQUE DIRECTOR 4.00
Director
$0 $0 $0
KYLE LARSON DIRECTOR 4.00
Director
$0 $0 $0
MICHELLE PAQUIN DIRECTOR (THRU 11/24) 4.00
Director
$0 $0 $0
JACK SWANSON DIRECTOR 4.00
Director
$0 $0 $0
KRISTI THORFINNSON DIRECTOR 4.00
Director
$0 $0 $0
DEB ZAK DIRECTOR 4.00
Director
$0 $0 $0
KAREN WHITE PRESIDENT 40.00
Officer
$195,698 $9,785 $205,483
SHANNON MARTINUEAU JESME SENIOR VP OF FINANCE AND ADMIN. 40.00
Highest
$139,050 $9,067 $148,117
MICHAEL NEUSSER VP OF OPERATIONS 40.00
Highest
$133,432 $9,785 $143,217
CORY BOUSHEE DIRECTOR OF PROGRAMS 40.00
Highest
$106,261 $9,242 $115,503
BRENDA BRUGGEMAN CONTROLLER 40.00
Highest
$119,474 $7,168 $126,642
DAWN GANJE SVP OF PHILANTHROPY 40.00
Highest
$109,416 $9,529 $118,945
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $11,071,050 $10,149,806 $110,665,406 $921,244
2024 $13,002,983 $12,711,702 $103,397,318 $291,281
2023 $7,810,635 $8,791,846 $96,817,979 $-981,211
2022 $19,432,128 $10,217,253 $91,824,995 $9,214,875
2021 $11,498,947 $9,615,039 $98,196,551 $1,883,908
2020 $7,618,123 $7,174,697 $83,430,885 $443,426
2019 $8,970,860 $7,139,073 $79,827,885 $1,831,787
2018 $9,143,161 $5,741,869 $74,567,715 $3,401,292
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