MORE (EIN 411611040) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

Jane Rydholm

Phone

6514872728

Tax Period

2024-07-01 to 2024-12-31

MORE, founded in 1989, is a small nonprofit in the Human Services sector that reported $245K in total revenue in fiscal year 2024. Revenue decreased 14% compared to the prior year. The organization ran a surplus of $61K, a strong 25% operating margin.

Mission

Our mission is to provide new Americans with education and support, helping them achieve economic and social independence today and for generations to come.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $243,712

Program Service Revenue $0

Investment Income $1,106

Other Revenue $0

TOTAL REVENUE $244,818

Expense Breakdown

Grants Paid $0

Salaries & Benefits $130,625

Fundraising Expenses $2,477

Program Expenses $136,551

Other Expenses $53,476

TOTAL EXPENSES $184,101

Year-over-Year Comparison

	2024	2023	Change
Revenue	$244,818	$283,671	-0.1%
Expenses	$184,101	$331,235	-0.4%
Net Income	$60,717	$-47,564	-2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$62,154

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jane Rydholm	Executive Dir.	40.00	Officer	$62,154	$0	$62,154
Cathy Rucci	Former executive director	40.00		$14,578	$0	$14,578
Kathryn Berger	Director	1.00	Director	$0	$0	$0
Allan Callander	Treasurer	1.00	Officer Director	$0	$0	$0
Jody Cornett	Secretary	1.00	Officer Director	$0	$0	$0
Colette Ngwa	Director	1.00	Director	$0	$0	$0
Laani Xiong	Chairman	1.00	Officer Director	$0	$0	$0
Pang Yang	Director	1.00	Director	$0	$0	$0
Ana Soria	Director	1.00	Director	$0	$0	$0
Elham Ibrahim	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$283,671	$331,235	$269,947	$-47,564
2024	$244,818	$184,101	$470,199	$60,717
2023	$273,578	$379,602	$324,245	$-106,024
2022	$397,075	$352,025	$429,300	$45,050
2021	$354,930	$303,519	$433,929	$51,411
2020	$298,339	$323,911	$369,689	$-25,572
2019	$423,752	$351,956	$351,998	$71,796

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