CROMWELL WRIGHT FIRE RELIEF ASSN (EIN 411643546) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

TOM GERVAIS

Phone

2184510092

Tax Period

2024-01-01 to 2024-12-31

CROMWELL WRIGHT FIRE RELIEF ASSN, founded in 1954, is a micro nonprofit that reported $45K in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion. Expenses of $56K exceeded revenue, resulting in a 24% operating deficit.

Mission

TO PROVIDE RETIREMENT AND DISABILITY BENEFITS TO MEMBERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $28,763

Program Service Revenue $0

Investment Income $16,483

Other Revenue $0

TOTAL REVENUE $45,246

Expense Breakdown

Grants Paid $0

Salaries & Benefits $500

Fundraising Expenses $0

Program Expenses $43,000

Other Expenses $12,435

TOTAL EXPENSES $55,935

Year-over-Year Comparison

	2024	2023	Change
Revenue	$45,246	$40,967	+0.1%
Expenses	$55,935	$8,624	+5.5%
Net Income	$-10,689	$32,343	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$500

Total Directors

$500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TOM GERVAIS	PRESIDENT	1.00	Officer Director	$0	$0	$0
MARK ANDERSON	TREASURER	1.00	Officer Director	$500	$0	$500
DEB NOBIS	SECRETARY	1.00	Officer Director	$0	$0	$0
HEATHER SMITH	TRUSTEE	1.00	Director	$0	$0	$0
JACK KACHINSKI	TRUSTEE	1.00	Director	$0	$0	$0
MATT HAKALA	VICE PRESIDE	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$45,246	$55,935	$638,913	$-10,689
2023	$40,967	$8,624	$611,062	$32,343
2022	$34,111	$9,553	$527,188	$24,558
2021	$35,145	$31,659	$568,292	$3,486

CROMWELL WRIGHT FIRE RELIEF ASSN