HAM LAKE CHAMBER OF COMMERCE

EIN: 411646487 Community Improvement

HAM LAKE, MN

Total Revenue
$39,972
Total Expenses
$73,741
Total Assets
$211,322
Net Assets
$204,493
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1982
Legal Domicile
MN
Principal Officer
Tim Sofie
Phone
7634343011
Tax Period
2023-01-01 to 2023-12-31

HAM LAKE CHAMBER OF COMMERCE, founded in 1982, is a micro nonprofit in the Community Improvement sector that reported $40K in total revenue in fiscal year 2023. Revenue decreased 12% compared to the prior year. Expenses of $74K exceeded revenue, resulting in a 84% operating deficit.

Mission

The Ham Lake Chamber of Commerce represents, supports and advocates for the individual and collective needs of businesses in the Ham Lake area, existing to:*Provide a unified and consistent voice to promote the interests of businesses in all forums. *Serve as a resource for information and services which contribute to business' abilities to manage, grow and prosper.*Plan, develop and enhance opportunities for economic growth and vitality through partnership with governmental agencies and the local community.

Program Service Accomplishments

Program 1
Expenses: $43,786 Revenue: $39,456

Connected business, industry and professional individuals to improve the local economy and build a more vibrant, prosperous community. Provided opportunity for local businesses to hear business and...

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Connected business, industry and professional individuals to improve the local economy and build a more vibrant, prosperous community. Provided opportunity for local businesses to hear business and community speakers share their expertise on ways to keep their business at its competitive best. Promoted business members through the local newspaper and on the chamber website. Continued to plan, develop and enhance opportunities for economic growth and vitality and served as a resource for the business community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $33,247
Program Service Revenue $39,456
Investment Income $1,353
Other Revenue $-34,084
TOTAL REVENUE $39,972

Expense Breakdown

Grants Paid $0
Salaries & Benefits $36,835
Fundraising Expenses $0
Program Expenses $43,786
Other Expenses $36,906
TOTAL EXPENSES $73,741

Year-over-Year Comparison

2023 2022 Change
Revenue $39,972 $45,269 -0.1%
Expenses $73,741 $57,088 +0.3%
Net Income $-33,769 $-11,819 +1.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
7
Employees
25
Volunteers
9

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Tim Sofie Chair 3.00
Officer Director
$0 $0 $0
Tyler Messerole Director 1.00
Director
$0 $0 $0
Nancy Braastad Secretary/Treasurer 1.50
Officer Director
$0 $0 $0
Theresa DeGeest Vice-Chair 1.50
Officer Director
$0 $0 $0
William Israelson Director 1.00
Director
$0 $0 $0
Danielle Hedberg Director 1.00
Director
$0 $0 $0
Kim Brown Goodwin Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $39,972 $73,741 $211,322 $-33,769
2022 $45,269 $57,088 $245,138 $-11,819
2021 $149,785 $50,895 $289,654 $98,890
2020 $68,580 $36,115 $151,191 $32,465
2019 $1,489 $29,826 $124,277 $-28,337
2018 $48,271 $28,916 $156,251 $19,355
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