SERVICE OPTIONS FOR SENIORS INC (EIN 411756835) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

CAROL RAW

Phone

3205894900

Tax Period

2020-07-01 to 2021-06-30

SERVICE OPTIONS FOR SENIORS INC, founded in 1993, is a small nonprofit that reported $574K in total revenue in fiscal year 2020. Revenue fell 39% from the prior year — a significant decline worth monitoring. Expenses of $780K exceeded revenue, resulting in a 36% operating deficit.

Mission

EXPRESSING CHRIST'S LOVE BY PROVIDING CARE THAT VALUES EVERY HUMAN LIFE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $21,127

Program Service Revenue $541,995

Investment Income $2,614

Other Revenue $8,592

TOTAL REVENUE $574,328

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $648,272

Other Expenses $779,998

TOTAL EXPENSES $779,998

Year-over-Year Comparison

	2020	2019	Change
Revenue	$574,328	$948,344	-0.4%
Expenses	$779,998	$1,091,279	-0.3%
Net Income	$-205,670	$-142,935	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DON GIESELMAN	SECRETARY/TR	1.00	Officer Director	$0	$0	$0
TIM GRAMM	CHAIRMAN	1.00	Officer Director	$0	$0	$0
DICK LAMBERT	BOARD MEMBER	1.00	Director	$0	$0	$0
JOHN LUETMER	BOARD MEMBER	1.00	Director	$0	$0	$0
JON MOSER	BOARD MEMBER	1.00	Director	$0	$0	$0
NEIL SCHMIDGALL	VICE CHAIRMA	1.00	Officer Director	$0	$0	$0
BARBARA SPAULDING	BOARD MEMBER	1.00	Director	$0	$0	$0
DAVIS WULF	BOARD MEMBER	1.00	Director	$0	$0	$0
WILLIAM MONCRIEF	CFO	1.00	Officer	$0	$0	$0
CAROL RAW	PRESIDENT &	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$574,328	$779,998	No data	$-205,670
2020	$948,344	$1,091,279	$3,655,043	$-142,935
2019	$1,052,974	$1,132,817	$4,039,133	$-79,843

SERVICE OPTIONS FOR SENIORS INC