WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT (EIN 411778186) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1994

Legal Domicile

Principal Officer

SHELLY GRAENING

Phone

6514077696

Tax Period

2024-07-01 to 2025-06-30

WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT, founded in 1994, is a small nonprofit in the Education sector that reported $460K in total revenue in fiscal year 2024. Revenue fell 66% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $77K, a strong 17% operating margin.

Mission

TO ENHANCE THE DISTRICT'S ABILITY TO PROVIDE EXCELLENCE IN EDUCATION FOR ALL STUDENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $250,325

Program Service Revenue $0

Investment Income $238,846

Other Revenue $-28,829

TOTAL REVENUE $460,342

Expense Breakdown

Grants Paid $190,705

Salaries & Benefits $129,848

Fundraising Expenses $20,612

Program Expenses $252,268

Other Expenses $63,163

TOTAL EXPENSES $383,716

Year-over-Year Comparison

	2024	2023	Change
Revenue	$460,342	$1,341,458	-0.7%
Expenses	$383,716	$406,876	-0.1%
Net Income	$76,626	$934,582	-0.9%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$68,758

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LORI ARNOLD	EXECUTIVE DIRECTOR	40.00	Officer	$68,758	$0	$68,758
SHELLY GRAENING	BOARD PRESIDENT	2.00	Officer Director	$0	$0	$0
MARJORY HUMBERT	PAST PRESIDENT	2.00	Officer Director	$0	$0	$0
MARY DAHLE	VP PROGRAMS	2.00	Officer Director	$0	$0	$0
TIFFANY DITTRICH	SECRETARY	2.00	Officer Director	$0	$0	$0
SHEILA KELLY	VP MARKETING & DEVELOPMENT	2.00	Officer Director	$0	$0	$0
CHRIS SUEDBECK	TREASURER	2.00	Officer Director	$0	$0	$0
KIMBERLY ANDERSON	DIRECTOR	1.00	Director	$0	$0	$0
CYNTHIA BITTNER	DIRECTOR	1.00	Director	$0	$0	$0
RYAN FARRELLY	DIRECTOR	1.00	Director	$0	$0	$0
CLINTON HANSON	DIRECTOR	1.00	Director	$0	$0	$0
ANGIE JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
DR WAYNE KAZMIERCZAK	DIRECTOR	1.00	Director	$0	$0	$0
MARY KOWITZ	DIRECTOR	1.00	Director	$0	$0	$0
DONNA LANGER-HANSON	DIRECTOR	1.00	Director	$0	$0	$0
ANDREA LOPPNOW	DIRECTOR	1.00	Director	$0	$0	$0
MARYELLEN MIEURE	DIRECTOR	1.00	Director	$0	$0	$0
LEAH NICHOLSON	DIRECTOR	1.00	Director	$0	$0	$0
LISA OUREN	DIRECTOR	1.00	Director	$0	$0	$0
DAN SCHMIDT	DIRECTOR	1.00	Director	$0	$0	$0
DAN SKAAR	DIRECTOR	1.00	Director	$0	$0	$0
BRIDGET SPERL	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$460,342	$383,716	$6,236,458	$76,626
2024	$1,341,458	$406,876	$5,718,043	$934,582
2023	$366,727	$381,767	$4,206,615	$-15,040
2022	$397,089	$254,909	$3,877,406	$142,180
2021	$316,013	$241,298	$4,483,725	$74,715
2020	$458,942	$245,314	$3,550,022	$213,628
2019	$315,618	$279,355	$3,474,749	$36,263

WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT