THREE RIVERS FIGURE SKATING CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

ERIN STWORA

Phone

7634938333

Tax Period

2024-07-01 to 2025-06-30

THREE RIVERS FIGURE SKATING CLUB, founded in 1995, is a small nonprofit in the Recreation & Sports sector that reported $198K in total revenue in fiscal year 2024. Expenses of $187K left a modest 5% surplus.

Mission

THE CLUB'S PURPOSE IS TO PROVIDE A FORUM FOR SKATERS WHO WISH TO IMPROVE THEIR SKILLS BEYOND WHAT THEY CAN ACHIEVE FROM COMMUNITY LESSONS AND OPEN SKATING.

Program Service Accomplishments

Program 1

Expenses: $183,060 Revenue: $176,403

FORUM FOR SKATERS TO IMPROVE THEIR SKILLS BEYOND WHAT THEY CAN ACHIEVE FROM COMMUNITY LESSONS AND OPEN SKATING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,446

Program Service Revenue $185,338

Investment Income $7,218

Other Revenue $2,598

TOTAL REVENUE $197,600

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $183,060

Other Expenses $186,870

TOTAL EXPENSES $186,870

Year-over-Year Comparison

	2024	2023	Change
Revenue	$197,600	$189,679	+0.0%
Expenses	$186,870	$184,929	+0.0%
Net Income	$10,730	$4,750	+1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

100

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SARAH FERCHO	PRESIDENT	5.00	Officer Director	$0	$0	$0
MONICA DILLENBURG	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
ALISSA VENTURA	SECRETARY	5.00	Officer Director	$0	$0	$0
ERIN STWORA	TREASURER	5.00	Officer Director	$0	$0	$0
KRISTI HARMS	DIRECTOR	5.00	Director	$0	$0	$0
MIKE ITZIN	DIRECTOR	5.00	Director	$0	$0	$0
DAWN HOLM	DIRECTOR	5.00	Director	$0	$0	$0
KYLE MCKEAN	DIRECTOR	5.00	Director	$0	$0	$0
SARAH ZINS	DIRECTOR	5.00	Director	$0	$0	$0
SARAH STORM	TEST CHAIR/DIRECTOR	5.00	Director	$0	$0	$0
ANGIE HILTNER	DIRECTOR	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$197,600	$186,870	$169,719	$10,730
2024	$189,679	$184,929	$156,235	$4,750
2023	$187,634	$175,659	$143,294	$11,975
2022	$173,228	$152,829	$126,959	$20,399
2021	$116,500	$100,023	$124,588	$16,477
2020	$101,109	$125,346	$91,967	$-24,237
2019	$138,973	$138,324	$118,524	$649
2018	$121,885	$111,453	$117,875	$10,432