LA CRUZ COMMUNITY (EIN 411855204) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

Renae Sternke

Phone

3206501550

Tax Period

2024-01-01 to 2024-12-31

LA CRUZ COMMUNITY, founded in 1996, is a small nonprofit in the Housing & Shelter sector that reported $902K in total revenue in fiscal year 2024. Expenses of $1.0M exceeded revenue, resulting in a 11% operating deficit.

Mission

PROVIDE ON A NON-PROFIT BASIS, HOUSING FOR LOW AND MODERATE INCOME FAMILIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $873,709

Investment Income $28,374

Other Revenue $0

TOTAL REVENUE $902,083

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $831,824

Other Expenses $1,001,997

TOTAL EXPENSES $1,001,997

Year-over-Year Comparison

	2024	2023	Change
Revenue	$902,083	$869,063	+0.0%
Expenses	$1,001,997	$818,283	+0.2%
Net Income	$-99,914	$50,780	-3.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVEN P BRESNAHAN	BOARD PRESIDENT	0.07	Officer Director	$0	$0	$0
RENAE STERNKE	BOARD VICE PRESIDENT	0.07	Officer Director	$0	$0	$0
TONYA SCHMIDT	BOARD SECRETARY/TREASURER	0.07	Officer Director	$0	$0	$0
JOANNE BROSCHOFSKY	DIRECTOR OF FINANCE	1	Officer	$0	$0	$0
STACY PEDERSON	DIRECTOR OF AFFORDABLE & TRANSITIONAL HOUSING	3	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$902,083	$1,001,997	$1,935,194	$-99,914
2023	$869,063	$818,283	$2,033,009	$50,780
2022	$873,343	$802,725	$1,957,166	$70,618
2021	$887,252	$887,877	$1,880,846	$-625
2020	$974,649	$946,224	$1,872,886	$28,425

LA CRUZ COMMUNITY