FULLER CENTER FOR HOUSING INC (EIN 411868980) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

James Velde

Phone

2188443597

Tax Period

2024-07-01 to 2025-06-30

FULLER CENTER FOR HOUSING INC, founded in 1997, is a micro nonprofit that reported $72K in total revenue in fiscal year 2024. Revenue decreased 18% compared to the prior year. The organization ran a surplus of $64K, a strong 89% operating margin.

Mission

We build affordable homes with 0% mortgages for low income eligible families. We also provide other home repair/enhancement services with 0% financing for low income eligible families.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $13,340

Program Service Revenue $58,038

Investment Income $841

Other Revenue $0

TOTAL REVENUE $72,219

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $7,970

Other Expenses $7,970

TOTAL EXPENSES $7,970

Year-over-Year Comparison

	2024	2023	Change
Revenue	$72,219	$87,768	-0.2%
Expenses	$7,970	$9,656	-0.2%
Net Income	$64,249	$78,112	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jim Velde	President	2	Officer	$0	$0	$0
Deanna Westberg	Vice-President	1	Officer	$0	$0	$0
Beth Pridday	Secretary	1	Officer	$0	$0	$0
Pat Sauer	Director	1	Officer	$0	$0	$0
Nathan Christensen	Treasurer	1	Officer	$0	$0	$0
Tyler Madsen	director	1	Officer	$0	$0	$0
Britton Ramsey	Director	1	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$72,219	$7,970	$1,031,681	$64,249
2024	$87,768	$9,656	$1,025,458	$78,112
2023	$34,044	$117,405	$1,030,943	$-83,361
2022	$70,113	$99,949	$986,233	$-29,836

FULLER CENTER FOR HOUSING INC