Public Entity Risk Institute (EIN 411873459) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

Jennifer Ackerman

Phone

7035287701

Tax Period

2024-01-01 to 2024-12-31

Public Entity Risk Institute, founded in 1997, is a small nonprofit in the Public & Societal Benefit sector that reported $379K in total revenue in fiscal year 2018. Revenue surged 21% from the prior year, signaling strong growth momentum. Expenses of $591K exceeded revenue, resulting in a 56% operating deficit.

Mission

Protect and educate the public concerning insurance and risk management.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $589,070

Other Revenue $0

TOTAL REVENUE $589,070

Expense Breakdown

Grants Paid $170,000

Salaries & Benefits $247,212

Fundraising Expenses $0

Program Expenses $387,965

Other Expenses $348,611

TOTAL EXPENSES $765,823

Year-over-Year Comparison

	2024	2023	Change
Revenue	$589,070	$148,962	+3.0%
Expenses	$765,823	$537,094	+0.4%
Net Income	$-176,753	$-388,132	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$232,592

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Lori J Gray	Chair	3.00	Officer Director	$0	$0	$0
Scott Kramer	Treasurer	3.00	Officer Director	$0	$0	$0
Donna Capria	Director	3.00	Director	$0	$0	$0
Sean Barham	Director	3.00	Director	$0	$0	$0
Michael Fann	Director	3.00	Director	$0	$0	$0
Jennifer H Ackerman	Chief Executive Officer	0.00	Officer	$0	$23,195	$232,592

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$589,070	$765,823	$4,390,549	$-176,753
2023	$148,962	$537,094	$4,867,679	$-388,132
2022	$209,732	$520,630	$4,918,248	$-310,898
2021	$637,966	$510,957	$6,109,209	$127,009
2020	$245,827	$386,132	$6,059,307	$-140,305
2019	$255,851	$472,644	$5,674,241	$-216,793
2018	$379,265	$590,761	$5,184,609	$-211,496

Public Entity Risk Institute