GREATER STILLWATER CHAMBER OF COMME (EIN 411990512) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Phone

6514394001

Tax Period

2024-01-01 to 2024-12-31

GREATER STILLWATER CHAMBER OF COMME, founded in 2000, is a small nonprofit in the Community Improvement sector that reported $378K in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion. The organization ran a surplus of $75K, a strong 20% operating margin.

Mission

MISSION: TO SERVE, ADVOCATE AND PROMOTE THE INTEREST OF BUSINESSES WHILE ENRICHING THE LIFE OF OUR COMMUNITY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $11,700

Program Service Revenue $202,345

Investment Income $1

Other Revenue $164,417

TOTAL REVENUE $378,463

Expense Breakdown

Grants Paid $0

Salaries & Benefits $139,482

Fundraising Expenses $0

Program Expenses $224,680

Other Expenses $164,480

TOTAL EXPENSES $303,962

Year-over-Year Comparison

	2024	2023	Change
Revenue	$378,463	$334,186	+0.1%
Expenses	$303,962	$232,133	+0.3%
Net Income	$74,501	$102,053	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$49,862

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBIN ANTHONY	PRESIDENTEXECUTIVE DIRECTOR	40.00	Officer	$49,862	$0	$49,862
CHARLES DOUGHERTY	BOARD CHAIR	0.00	Director	$0	$0	$0
CARRIE HIGGS	VICE CHAIR	0.00	Director	$0	$0	$0
RANDY LAFAIVE	TREASURER	0.00	Director	$0	$0	$0
CHUCK LEROUX	SECRETARY	0.00	Director	$0	$0	$0
ANNETTE SALLMAN	PAST CHAIR	0.00	Director	$0	$0	$0
KEVIN JOHNSON	AT LARGE BOARD MEMBER	1.00	Director	$0	$0	$0
SARA JESPERSEN	AT LARGE BOARD MEMBER	1.00	Director	$0	$0	$0
BRANDI LUNNEBORG	AT LARGE BOARD MEMBER	1.00	Director	$0	$0	$0
KELLY STENERSON	AT LARGE BOARD MEMBER	1.00	Director	$0	$0	$0
JADE KLEMMENSEN	AT LARGE BOARD MEMBER	1.00	Director	$0	$0	$0
ERIC HOFFMAN	AT LARGE BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$378,463	$303,962	$685,825	$74,501
2023	$334,186	$232,133	$303,028	$102,053
2022	$332,295	$402,206	$417,567	$-69,911
2021	$352,772	$351,637	$363,665	$1,135
2020	$284,819	$290,674	$281,462	$-5,855
2019	$315,306	$328,103	$118,050	$-12,797
2018	$304,509	$284,607	$168,234	$19,902

GREATER STILLWATER CHAMBER OF COMME