CAMDEN SCHOOLS FOUNDATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Phone

8564729682

Tax Period

2023-01-01 to 2023-12-31

CAMDEN SCHOOLS FOUNDATION is a small nonprofit in the Education sector that reported $187K in total revenue in fiscal year 2023. Expenses of $212K exceeded revenue, resulting in a 14% operating deficit.

Mission

Provide college scholarships for Camden City High School Seniors and support the School District's programs

Program Service Accomplishments

Program 1

Expenses: $161,995

During the year the Organization provided scholarships to seniors who attend Camden City High School as well as providing grants to support the school system.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $91,226

Program Service Revenue $0

Investment Income $0

Other Revenue $95,686

TOTAL REVENUE $186,912

Expense Breakdown

Grants Paid $149,372

Salaries & Benefits $39,755

Fundraising Expenses $19,455

Program Expenses $161,995

Other Expenses $23,256

TOTAL EXPENSES $212,383

Year-over-Year Comparison

	2023	2022	Change
Revenue	$186,912	$175,747	+0.1%
Expenses	$212,383	$154,722	+0.4%
Net Income	$-25,471	$21,025	-2.2%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JACK TARDITI	President	5.00	Officer Director	$0	$0	$0
LYNDA MCCOLLUM-HALL	Vice President	2.00	Officer Director	$0	$0	$0
SUSAN DUNBAR-BEY	Director	1.00	Director	$0	$0	$0
ANTHONY VISCEGLIA	Treasurer	5.00	Officer Director	$0	$0	$0
WES ADUCAT	Director	1.00	Director	$0	$0	$0
CARMEN STOKES	Director	1.00	Director	$0	$0	$0
HARVEY JOHNSON	Director	1.00	Director	$0	$0	$0
KENNETH BARNSHAW	Director	1.00	Director	$0	$0	$0
DUANE MYERS	Director	1.00	Director	$0	$0	$0
ERIN JOHNSON	Director	1.00	Director	$0	$0	$0
SUZZETTE ORTIZ	Director	1.00	Director	$0	$0	$0
NATHAN MCCANN	Director	2.00	Director	$0	$0	$0
DARA JOHNSON	Treasurer	1.00	Officer Director	$0	$0	$0
GLORIA GILBERT	Secretary	1.00	Officer Director	$0	$0	$0
MARK GALLO	Director	1.00	Director	$0	$0	$0
ANTHONY MINNITI	Director	1.00	Director	$0	$0	$0
KEN LONG	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$186,912	$212,383	$102,386	$-25,471
2022	$175,747	$154,722	$127,857	$21,025
2021	$175,198	$153,398	$106,832	$21,800
2019	$194,859	$149,134	$110,837	$45,725