Thumb Land Convervancy

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

William Collins

Phone

8103462584

Tax Period

2025-01-01 to 2025-12-31

Thumb Land Convervancy, founded in 2008, is a small nonprofit in the Environment sector that reported $963K in total revenue in fiscal year 2025. Revenue surged 308% from the prior year, signaling strong growth momentum. Expenses of $1.1M exceeded revenue, resulting in a 12% operating deficit.

Mission

The Thumb Land Conservancy works in Michigan's Thumb region to protect natural areas, promote passive outdoor recreation, and educate the public through materials and programs

Program Service Accomplishments

Program 1

Expenses: $775,549 Revenue: $795,549

Morley Sanctuary TLC preserved 113-acre property with 93 acres of imperiled lakeplain prairie wetland. TLC worked with Bangor Township to plan nature park. TLC coordinated with Ducks Unlimited and...

Morley Sanctuary TLC preserved 113-acre property with 93 acres of imperiled lakeplain prairie wetland. TLC worked with Bangor Township to plan nature park. TLC coordinated with Ducks Unlimited and USFWS to plan wetland restoration

Program 2

Expenses: $201,411 Revenue: $140,000

Touma Family Sanctuary TLC preserved 31 acres of imperiled dune and swale complex as part of our larger Southern Lake Huron Coastal Park project. TLC began site inspection for wetland and vegetative...

Program 3

Expenses: $62,609

Cunningham Connector Sanctuary TLC preserved 5 acres of imperiled dune and swale complex as part of our larger Southern Lake Huron Coastal Park project.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $962,662

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $962,662

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,039,569

Other Expenses $1,076,956

TOTAL EXPENSES $1,076,956

Year-over-Year Comparison

	2025	2024	Change
Revenue	$962,662	$236,167	+3.1%
Expenses	$1,076,956	$105,548	+9.2%
Net Income	$-114,294	$130,619	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
CHERYL A COLLINS	President	Officer Director	$0	$0	$0
FREDERIC L FULLER	Secretary Treasurer	Officer Director	$0	$0	$0
KATHERINE F CUMBOW	Director	Director	$0	$0	$0
SCOTT J FERGUSON	Director	Director	$0	$0	$0
DANIEL G RHEIN	Director	Director	$0	$0	$0
CHRISTOPHER V WALKER	Director	Director	$0	$0	$0
BLAKE SHORT	Director	Director	$0	$0	$0
WILLIAM C COLLINS	Executive Director	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$962,662	$1,076,956	$1,760,413	$-114,294
2024	$236,167	$105,548	$839,325	$130,619
2023	$208,128	$188,738	$624,706	$19,390
2022	$71,975	$57,861	$425,219	$14,114
2021	$17,250	$17,434	$374,055	$-184
2020	$296,214	$282,109	$364,239	$14,105