ROYAL LADIES OF NEW JERSEY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

PAULINA ASARE

Phone

9739142677

Tax Period

2025-01-01 to 2025-12-31

ROYAL LADIES OF NEW JERSEY, founded in 2016, is a micro nonprofit that reported $4K in total revenue in fiscal year 2025. The organization ran a surplus of $2K, a strong 55% operating margin.

Mission

TO UNITE AFRICAN WOMEN IN THE DIASPORA BY PROVIDING ASSISTANCE, SUPPORT IN TIMES OF BEREAVEMENT AND ENCOURAGEMENT AS WLL AS HELPING INDIVIDUALS IN GHANA.

Program Service Accomplishments

Program 1

Expenses: $700 Revenue: $700

CHARITABLE DONATIONS TO SPECIAL NEEDS KIDS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $3,750

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $3,750

Expense Breakdown

Grants Paid $700

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $700

Other Expenses $80

TOTAL EXPENSES $1,680

Year-over-Year Comparison

	2025	2024	Change
Revenue	$3,750	N/A	N/A
Expenses	$1,680	N/A	N/A
Net Income	$2,070	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
VERONICA OWUSU	PRESIDENT	N/A	Director	$0	$0	$0
EUNICE BOATENG	SECRETARY	N/A	Officer	$0	$0	$0
MARGARET YEBOAH	ORGANIZER	N/A	Officer	$0	$0	$0
JOSEPHINE DOSSAH DUMENYAH	ASSISTANT SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,750	$1,680	$2,070	$2,070