ELK RIVER SPORTSMAN CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1946

Legal Domicile

Principal Officer

BRAD STEVENS

Phone

7634418196

Tax Period

2025-01-01 to 2025-12-31

ELK RIVER SPORTSMAN CLUB, founded in 1946, is a small nonprofit that reported $125K in total revenue in fiscal year 2025. Revenue decreased 16% compared to the prior year. Expenses of $150K exceeded revenue, resulting in a 20% operating deficit.

Mission

ELK RIVER SPORTSMAN CLUB SEEKS TO PROVIDE A POSITIVE ENVIRONMENT FOR MEMBERS YOUNG AND OLD, THEIR FAMILIES AND GUESTS TO ENJOY, LEARN, PRACTICE AND COMPETE IN ARCHERY AND THE SHOOTING SPORTS WHILE ALSO PROMOTING CONSERVATION OF OUR NATURAL RESOURCES.

Program Service Accomplishments

Program 1

ELK RIVER SPORTSMAN CLUB PROVIDED ACCESS AND VOLUNTEERS TO ASSIST 6 LOCAL HIGH SCHOOL TRAP TEAMS PRACTICE FOR THEIR SPORT. ELK RIVER SPORTSMAN CLUB ALSO PROVIDED ACCESS AND VOLUNTEERS TO SUPPORT THE LOCAL 4H CLUBS IN THEIR TRAP PRACTICES. ELK RIVER SPORTSMAN CLUB SPONSORED BOTH A YOUTH DAY AND LADIES DAY EVENT WHERE THE CLUB WAS OPEN TO ASSIST AND ALLOW NON MEMBERS TO COME TO THE CLUB TO TRY OUT VARIOUS RANGES AND PRACTICE SHOOTING. THERE WERE APPROXIMATELY 100 YOUTH AT THE YOUTH DAY EVENT AND 50 WOMEN FOR LADY'S DAY. THE ELK RIVER POLICE DEPARTMENT AND SHERBURNE COUNTY SHERIFF ALSO UTILIZED THE PROPERTY FOR TRAINING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $2,519

Program Service Revenue $104,162

Investment Income $405

Other Revenue $17,563

TOTAL REVENUE $124,649

Expense Breakdown

Grants Paid $600

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $149,563

TOTAL EXPENSES $150,163

Year-over-Year Comparison

	2025	2024	Change
Revenue	$124,649	$149,082	-0.2%
Expenses	$150,163	$163,615	-0.1%
Net Income	$-25,514	$-14,533	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

625

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BOB WHITE	PRESIDENT	1.00	Officer Director	$0	$0	$0
MICHAEL BERMAN	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
SYDNEY HAGBERG	CORRESPONDING SECRETARY	1.00	Officer Director	$0	$0	$0
TODD WALLACE	RECORDING SECRETARY	1.00	Officer Director	$0	$0	$0
BRAD STEVENS	TREASURER	1.00	Officer Director	$0	$0	$0
LOGAN BERG	CONSERVATION	1.00	Director	$0	$0	$0
DEAN SCHWARTZ	SGT AT ARMS	1.00	Director	$0	$0	$0
KEITH GEISLINGER	SGT AT ARMS	1.00	Director	$0	$0	$0
JAY JOHNSON	RESEARCH	1.00	Director	$0	$0	$0
DENNIS VANBUREN	MEMBERSHIP SECRETARY	1.00	Director	$0	$0	$0
SCOTT LAAVEG	BOARD MEMBER	1.00	Director	$0	$0	$0
JIM SCHMITT	BOARD MEMBER	1.00	Director	$0	$0	$0
RUSSELL ADAMSKI	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRIS LONGLEY	BOARD MEMBER	1.00	Director	$0	$0	$0
LARRY LAMBRECHT	BOARD MEMBER	1.00	Director	$0	$0	$0
BILL FENSTERMAKER	BOARD MEMBER	1.00	Director	$0	$0	$0
JON CLAUSEN	BOARD MEMBER	1.00	Director	$0	$0	$0
CORY MAHN	BOARD MEMBER	1.00	Director	$0	$0	$0
DUSTIN SEAGREN	BOARD MEMBER	1.00	Director	$0	$0	$0
DANA O'BRIEN	BOARD MEMBER	1.00	Director	$0	$0	$0
TYLER ADAMSKI	SMALL BORE	1.00	Director	$0	$0	$0
MIKE DAVEY	PISTOL RANGE	1.00	Director	$0	$0	$0
LEO HUHTA	KD RANGE	1.00	Director	$0	$0	$0
WAYNE BECKLIN	SHOTGUN RANGES	1.00	Director	$0	$0	$0
ED HIGGINS	100-YD RANGES	1.00	Director	$0	$0	$0
ROB KNUTSON	ARCHERY	1.00	Director	$0	$0	$0
BOB MOHS	FIREARMS SAFETY	1.00	Director	$0	$0	$0
TIM WHALEN	CAMPING	1.00	Director	$0	$0	$0
PAULA ADAMSKI	CLUB FOOD	1.00	Director	$0	$0	$0
THOMAS FRITZ	50-YD RANGE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$124,649	$150,163	$717,629	$-25,514
2024	$149,082	$163,615	$743,143	$-14,533
2023	$139,208	$152,937	$755,991	$-13,729
2022	$168,881	$149,590	$769,720	$19,291
2021	$182,697	$133,057	$750,429	$49,640
2020	$120,552	$98,953	$700,789	$21,599
2019	$157,101	$112,797	$705,890	$44,304
2018	$150,480	$126,364	$671,998	$24,116